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Equity Bancshares ( EQBK ) Q3 2026 Earnings Call Transcript

Equity Bancshares reported third-quarter 2026 net income of $26.8 million, or $1.29 per diluted share, and core net income of $29.0 million, or $1.40 per share, excluding $1 million in merger-related expenses. Total loans rose to $5.44 billion, but deposits fell $136.4 million as large rate-sensitive customers and public funds moved balances, and net interest margin dropped 16 basis points to 4.20%. The company raised its dividend 22% to $0.22 per share and reported nonperforming assets of $75.4 million, or 0.99% of total assets. It also agreed to merge with Lincoln Bancorp, a deal that would lift pro forma assets to about $9.1 billion after an expected fourth-quarter 2026 close.

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