The article illustrates investing ₹5,000 monthly through an SIP in a small-cap mutual fund over 20 years to build a corpus for a daughter by age 25. It cites the Nifty Smallcap 250 TRI, which delivered annualised returns of 14.51% over five years and 15.63% since its April 2016 launch, according to an NSE Indices factsheet dated September 30, 2026. Total mutual fund inflows reached a record ₹32,490 crore in September 2026, with equity inflows up 31%, per AMFI data. At an assumed 15% annual return the SIP could accumulate about ₹75 lakh, versus ₹29.5 lakh at 8%, though these are illustrations rather than assured outcomes and inflation and market risks matter.
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Original headline: ₹5 , 000 monthly small - cap SIP for 20 years : How much could your daughter get at 25 ?
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