As of 31/8/2026, outstanding real estate credit at credit institutions reached 5.21 million billion dong, up 9.49% from end-2025 and making up 25.39% of total credit to the economy. Lending for real estate business reached 2.59 million billion dong (up 19.59%), while lending for consumption or self-use property reached 2.61 million billion dong (up 1.02%). Outstanding social housing loans at banks exceeded 51 thousand billion dong. Deputy Governor Nguyen Ngoc Canh warned that property investment is medium to long term while banks' funding is mainly short term, which can create liquidity risk if borrowers fail to repay on time. The State Bank has allowed banks to exclude incremental lending to social housing, industrial parks, and hotels, restaurants and tourism and resort areas from real estate credit when managing credit growth.
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Original headline: Phó Thống đốc cập nhật số liệu mới nhất về dư nợ cho vay bất động sản
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