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Here's a calculator to explain why Cramer always stays invested. Plug in your own numbers, too

In his Sunday column, Jim Cramer said the market faces several headwinds at home and abroad, making it hard to argue for buying stocks right now. Still, he will keep his monthly contributions to an S&P 500 index fund rather than move to cash. The article illustrates compound interest with $100 invested monthly for 40 years at an assumed 10% annual return: contributions total $48,000, but the account could reach over $555,000. It also introduces CNBC's investment growth calculator, which takes four inputs (starting balance, monthly payment, average annual return and investment horizon in years) to show principal and interest over time.

Summary written by Upside AI from the original article. Read the source for full details.

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