The Senior Citizens League (TSCL) projects a 3.5% Social Security COLA for 2027, based on CPI-W trends and July and August data. The COLA is determined by third-quarter CPI-W figures, and the official announcement is due October 14, when September CPI data is released. TSCL predicted a 2.7% COLA for 2026 last year, and the actual increase was 2.8%, a very close estimate. Since TSCL has nearly all the necessary data, the author says retirees are likely to see an increase equal to or very close to 3.5%, barring major surprises in September CPI.
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