See the full story in the original article.
Original headline: Are You Paying More Than Other Shoppers ? How to Protect Your Wallet
Read the original on moneytalksnews.com ↗
Related news
- Can the Permanent Portfolio strategy protect your wealth?
Harry Browne's Permanent Portfolio, developed in the 1980s, splits holdings equally among stocks, long-dated bonds, gold and cash, rebalanced annually to aim for returns in all market conditions. A JustETF back-test using European ETFs from January 2007 to June 2026 shows a cumulative return of 234%, versus 434% for a 100% equity portfolio and 279% for a portfolio of 60% stocks and 40% bonds, but with volatility of just 6.3% compared with 8.6% and 13.5%. Its drawdown barely touched 5% in 2008, when equity markets lost nearly 50%, while its worst drawdown in two decades, just over 10%, came in 2022 as inflation surged and long bonds sold off. A UK version returned a compound annual growth rate of 5.8%, with long gilts down about 48% offset by a 132% rise in gold, and a weighted average cost of 0.17%.
- 'Bunker mode' won't protect your crypto, critics say
Ethereum researcher Justin Drake urged planning for 'bunker mode', warning that AI could help break ECDSA, the signature algorithm underpinning most blockchains, possibly within months rather than years in the worst case, and suggested migrating assets to fresh addresses. Matthew Green said public key cryptography might be lost, while Coinbase's Yehuda Lindell said there is 'no evidence whatsoever' that the math behind elliptic curve cryptography has been weakened. Wallet executives argue moving funds may not be enough if an extended public key has already been shared with a wallet app or third party. Eli Ben-Sasson of StarkWare adds that a break would require new wallets and changes to Ethereum's signature and consensus systems.
- Yes, You're Probably Paying More for Phone Service. Here's Where Your Money Is Going
T-Mobile raised its Regulatory Programs and Telco Recovery fees effective Oct. 12, with voice lines now paying $5.49 a month instead of $4.49 and mobile internet lines paying $2.60 instead of $2.10. The big three US carriers, T-Mobile, AT&T and Verizon, have all added similar fee increases over roughly the past year and a half, and these add-on charges are not covered by multi-year price guarantees on the plan itself. Analyst Roger Entner argues that spreading out small increases is a poor strategy, though he says modest hikes rarely prompt customers to switch carriers. Carriers have also raised prices on legacy plans and moved some T-Mobile customers to new plans with increases of up to $6 per line, while price guarantees have become less common.
- Investors Are Paying More for Walmart Than Amazon. Here’s Why That Doesn’t Add Up.
Walmart (NASDAQ: WMT) has opened a fulfillment center of more than 900,000 square feet in Stockton, California, using automation and machine learning to cut the order process from 12 steps to five, with about 1,000 employees. As the fifth of its next-generation centers, it will help Walmart reach 95% of the U.S. population with next-day or two-day shipping when combined with its network. U.S. e-commerce sales have grown more than 20% for 10 straight quarters, fast deliveries rose 48% last quarter, and advertising grew 38%. The stock fell 9% after its August report on slow comparable sales and a soft Q3 outlook, with operating income expected to grow 2% to 4%. WMT trades at a forward non-GAAP P/E of 37.48x, about 24% above its 5-year average and above Amazon's roughly 31x, while analysts expect EPS to grow only 9% this fiscal year.
- Retail sales up a better - than - expected 0 . 8 % in September as shoppers remain resilient
- This Senate race where data centers are a crucial issue has more spending than any other midterm clash
Related markets
Latest news
- Intel stock pops after JPMorgan gives a Neutral upgrade
JPMorgan (JPM) upgraded Intel (INTC) to Neutral from Underweight. The note points to improving execution under CEO Lip-Bu Tan, potential foundry customers for next-generation manufacturing, and rising earnings estimates for 2027 and 2028.
- Intel leads chip stocks higher as investors jump back into AI trade
Chip stocks rebounded on Monday as investors bought the dip after last week's steep AI trade sell-off. The PHLX Semiconductor Index (^SOX) rose 2%, reversing a recent semiconductor rout. Intel (INTC) jumped 5% after JPMorgan upgraded the stock to Buy, citing "solid execution." Nvidia (NVDA) and AMD (AMD) also gained, while a Goldman Sachs upgrade of CoreWeave (CRWV) to Buy from Neutral helped lift AI sentiment. Arm Holdings (ARM), Micron Technology (MU) and SK Hynix (SKHY) also rebounded after sharp declines last week.
- Netflix stock is down roughly 25% in 2026 as Q3 earnings loom
Netflix (NFLX) reports third-quarter results after the bell on Tuesday, with the stock down more than 25% this year and closing Friday near $70, versus $93.76 at the end of 2025. Investors are worried about slowing viewership, competition from YouTube, and live sports moving to Amazon Prime Video and HBO Max. Last week Netflix cut about 6% of its workforce (roughly 1,000 employees) and named Peter Rice its new chief content officer, and five firms lowered price targets in October. Analysts expect EPS of $0.82 on revenue of $12.88 billion, up about 12% from a year earlier, in line with Netflix's own forecast. KeyBanc's Justin Patterson wants more content investment, product changes, expense cuts and a possible first-ever dividend.
- Cleveland-Cliffs Jumps 10% on Strongest Quarter in Three Years; Nucor and Steel Dynamics Edge Higher
Cleveland-Cliffs (CLF) rose 10% to $13.29 after reporting third-quarter adjusted EBITDA of $612 million, beating its $575 million guidance and up sharply from $143 million a year earlier. Revenue of $5.61 billion missed the $5.72 billion expected, though sales rose 18.6% year over year on a higher average net selling price of $1,177 per ton and larger shipments. Management said imports remain well below historical levels, but it indefinitely idled the galvanizing lines at its Canadian unit Stelco due to oversupply. The company guided to about $715 million of adjusted EBITDA in Q4 and said 2027 adjusted EBITDA should exceed $4 billion based on current index price forecasts. Its target is to bring net debt to EBITDA below 2.5x by mid-2027.
- Tech rebounds as semiconductor stocks jump: AlphaCheck
Stocks were mostly higher on Monday as investors turned their focus to earnings season, with semiconductor stocks rebounding after last week's sharp sell-off. The Tech sector (XLK) rose, led by Nvidia (NVDA), AMD (AMD), Micron (MU) and SK Hynix (SKHY). Intel (INTC) also jumped after JPMorgan analysts upgraded the stock, while CoreWeave (CRWV), hammered last week, rebounded on a Goldman Sachs upgrade. Investors are watching this week's reports from Netflix (NFLX), SpaceX (SPCX), Tesla (TSLA) and Meta (META). The 10-year Treasury (^TNX) yield hovered near 5.1%, while Brent crude (BZ=F) dropped to $108 per barrel and WTI (CL=F) hovered below $98.
- AI capex may be Meta's biggest earnings test
Meta Platforms (META) reports third-quarter earnings after the close on Wednesday, alongside a wave of Big Tech peers. The GAAP EPS estimate is $3.54, though that figure may be messy because a legal settlement will be included and analysts differ on how it will be accounted for. Options imply a 3.2% move in either direction, the smallest since the fourth-quarter report before last. Estimates for next year's capex vary widely: Wedbush near $250 billion, Evercore ISI $210 billion, Bank of America $205 billion and Dan Ives around $194 billion. Most analysts say that spending is acceptable if Meta provides a Muse roadmap and confidence it can monetize it, and the stock is up about seven and a half percent year to date.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.