Shahin Mahmudzade, Executive Director of the Central Bank of Azerbaijan (CBA), said at a press conference presenting the Financial Stability Report that the country's banking system remains financially resilient. He explained that the additional capital buffer required for systemically important banks strengthens their resilience to shocks, but does not mean small and medium-sized banks are riskier. The system's average capital adequacy ratio is around 17–18%, falling to approximately 14% under stress scenarios, and stress test results are expected early next year. He stressed that difficulties at individual banks do not automatically threaten overall financial stability, and the CBA's main goal is preventing systemic problems.
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