Bank7 reported third-quarter 2026 net income of $10.2 million, up 22.3% from the prior quarter, with diluted EPS of $1.06 versus $0.87 in the second quarter. Net interest margin fell to 4.77% from 5.07% a year earlier, and net interest income decreased 3.1% year over year to $22.3 million, while total loans rose 2.2% to $1.6 billion. Total assets reached $2.0 billion and the Tier 1 leverage ratio stood at 14.12%. The pending acquisition of Century Financial Services Corporation is scheduled to close on Nov. 1, 2026, with estimated merger expenses of $16.2 million and a target of 30% noninterest expense reductions. Management warned that the margin advantage from the acquisition will gradually dissipate as some funds are redeployed into lower-yielding loans.
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