XRP, a token developed by Ripple Labs, hit a lifetime high of $3.65 in July 2025 and is now down about 64% from that peak. Year to date, XRP is down roughly 30% versus about 8% for Bitcoin, and its market cap of about $82.5 billion makes it the fourth-largest cryptocurrency excluding stablecoins. The article attributes XRP’s underperformance to Bitcoin gaining share as a store of value and to stablecoins threatening XRP’s payment use case. It concludes that buying XRP is unlikely to set an investor up for life, unless Ripple finds new use cases for the token.
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Related tickers and likely impact
XRP/USDT
• NeutralXRP
Relevance: low
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $81.8B |
| Close on 10/18/2026 | 1.30710 |
| Change that session | +1.00% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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