On its third-quarter 2026 earnings call on October 15, 2026, Home Bancshares (HOMB) reported record net income of $129.1 million. Management said avoiding large purchases of long-term securities when rates were low helped the bank avoid the balance sheet losses hit by peers, and lifted the net interest margin to 4.53% in the quarter. The company raised its quarterly dividend 9.5% to $0.23 per share and repurchased 3.3 million shares for $94.4 million over the first three quarters of 2026. Management said it prioritizes asset quality over loan growth, refusing to lower credit standards or offer irrational pricing, and reported an efficiency ratio of 40.84%. Back-office integration for the Mountain Commerce acquisition is expected to be completed in the fourth quarter of 2026.
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Original headline: Home Bancshares : 3 Key Takeaways for Long - Term Investors
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