According to the latest data as of October 14, 2026, total credit outstanding across the economy exceeded VND 20.72 million billion, up 11.44% from end-2025. According to FiinRatings, the NPL ratio remained stable at 1.9% in the first half of 2026, but special mention loans rose to 1.3%, while the NPL coverage ratio fell to about 80%, its lowest in five years. BIDV Chairman Le Ngoc Lam proposed allowing NPLs to be sold at market prices, even below book value, on a public and transparent basis, arguing that prolonged processing can raise costs and erode collateral value. The article also cites Decisions 1413/QĐ-TTg and 1809/QĐ-TTg and Decree 359/2026/NĐ-CP, which are expected to strengthen VAMC's role in NPL resolution and the development of the debt trading market.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Xử lý nợ xấu cần căn cứ vào khả năng thu hồi thực tế
Keywords
bankscreditnon-performing loansVietnam
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Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/28/2026 | 1,766.65 |
| Change that session | +0.27% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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