A Link survey of 2,101 adults between 10 and 11 September 2026 found 54% of shoppers had been asked or encouraged to pay with cash in the past eight weeks, mostly at cafés, restaurants and independent shops. When prompted, about three quarters completed the purchase in cash. Many small businesses encourage cash to avoid card processing fees, and 77% of UK small and medium retailers still accept it. The share of Britons naming cash as their main payment method rose to 15% from 13% in March, though contactless cards still lead at 39%. The House of Lords is also considering whether the public should be advised to keep an emergency cash stash, while Britain, France and Germany currently offer no such guidance.
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