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Home Bancorp : 3 Key Takeaways for Long - Term Investors

In its earnings call on Oct. 20, 2026, Home Bancorp (HBCP) announced that Chairman and CEO John Bordelon will retire in January 2027, with President Darren Guidry, who has spent more than three decades at the bank, stepping into the executive role. Net income was squeezed by higher credit-related costs, including elevated foreclosed asset expense and interest reversals on nonaccrual loans, while net interest income still hit a record high, supported by a low total deposit cost of 1.7%. The loan pipeline reached $440 million, with $132 million in committed loans expected to close by early 2027, mainly commercial and industrial and commercial real estate loans. CFO David Kirkley said the bank expects continued competition for deposits but will remain disciplined in its pricing.

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