Dr. Châu Đình Linh of the Trường Đại học Ngân hàng TP. Hồ Chí Minh says interest rates are unlikely to cool soon, as capital demand grows alongside economic growth of 9.01% in the first nine months and nearly 10% in the third quarter. Underlying inflation of 4.26% and actual inflation of 4.52% push depositors to demand higher nominal rates, while operating costs, risk premiums and external factors such as Fed policy, energy prices and imported materials keep lending rates elevated. Businesses should therefore prepare for higher capital costs rather than rely on rate cuts, and tighten their accounting systems to access quality financing. The article suggests a debt ratio of around 30% to 50% for small and medium enterprises and about 70% for businesses with stable models.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Lãi suất chưa thể ‘hạ nhiệt’: Doanh nghiệp cần chủ động bài toán vốn
Related tickers and likely impact
VNINDEX
▼ Likely negativeRelevance: medium
| Market | Vietnam stocks |
|---|---|
| Close on 10/16/2026 | 1,705.91 |
| Change that session | +0.45% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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