Rising healthcare costs are hitting employers and workers alike, and more increases are expected for 2027 plans. According to an annual KFF survey released Oct. 22, the amount workers pay toward family coverage rose an average of 9% to $7,471 a year, while the average family premium paid by employers rose 5% to $28,303. Among large employers with at least 200 employees, 44% raised what workers pay toward coverage. Employers also raised deductibles, changed insurers, added preapproval for some services, or narrowed provider networks. Consulting firms Aon and Marsh projected employer costs would rise 9.5% and 8.2% next year, while the Business Group on Health predicted a median premium increase of 9.2%.
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