The four largest U.S. banks, JPMorgan Chase (JPM), Citigroup (C), Wells Fargo (WFC) and Bank of America (BAC), have all raised their dividends within the past six months, with the group's highest yield only 2.3%. The article argues the real difference lies in safety: how much of earnings the dividend uses, capital above regulatory minimums, and how each bank acted in past crises. JPMorgan has the thickest capital cushion, with a 13.9% CET1 ratio and a payout ratio of about 25.8%, while Citigroup has the lowest payout ratio at about 24.1%. Wells Fargo is flagged for its weaker track record, as the only one of the four to cut its dividend during the pandemic, from $0.51 to $0.10 per quarter in 2020.
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JPM
• NeutralJPMorgan Chase
Relevance: low
| Market | US stocks |
|---|---|
| Sector | Financials |
| Industry | Diversified Banks |
| Market cap | $891.9B |
| Close on 10/21/2026 | 335.13 |
| Change that session | -0.04% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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