TPBank has upgraded its TPBank Biz digital banking platform so businesses can customize features by company size, operating needs and each user's role. Micro businesses and household businesses get a streamlined interface focused on daily transactions, while small, medium and large enterprises get a gold-themed version with in-depth financial management tools. Users can arrange up to 6 customizable sections on the home screen, and managers can track finances on one screen with real-time data. According to the bank, its corporate customer base grows 30-40% a year, app transactions rise 200-250% to over 180 million a year, more than 70% of customers use mobile devices, and processing speed has increased by roughly 70-80%.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: TPBank 'may đo' trải nghiệm ngân hàng số cho từng nhóm doanh nghiệp
Read the original on VnExpress ↗
Keywords
TPBankbanksdigital bankingbusinesses
Open a keyword to see other news on the same topic.
Related tickers and likely impact
TPB
• NeutralTien Phong Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 40,515 bn VND |
| P/E | 5.3 |
| P/B | 0.91 |
| Close on 10/27/2026 | 12.70 |
| Change that session | -1.55% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- TPBank Biz launches new interface: customised experience for each type of business
TPBank has launched a new interface for TPBank Biz, its digital banking platform for business customers, with dedicated designs by business size: a youthful, streamlined look for household businesses and micro-enterprises, and a luxurious style with gold accents for small, medium and large companies. Users can customise up to six sections of the home screen by role, such as accounting staff prioritising invoice-based payments while business owners place financial reports at the centre. The home screen also includes a smart reminder area for compliance alerts and pending transactions, along with real-time cash-flow data. TPBank says the update is part of its digital transformation journey, aiming for a bank that operates at the pace of businesses.
- TPBank CEO Nguyễn Hưng: Bank has 18 million customers but only 0.5% of transactions still at counters
TPBank CEO Nguyễn Hưng says the bank has 18 million customers, with 99.5% of transactions made through digital channels. He stresses that AI must deliver real benefits and carry responsibility for security and personal data protection, using data only with customer consent. According to him, 12 AI application groups have saved a total of 8,283 man-days, including 2,400 days in financial report analysis, and cut the time to compile internal documents from 2-3 days to about 2 hours. TPBank now runs more than 60 AI applications, sets AI-related KPIs for leaders and uses in-house models to protect customer data.
- From November 1, Certain iPhones Will No Longer Be Able to Make Bank Transfers or Top-Ups Above VND 10 Million
From 0:00 on 1 November 2026, TPBank will stop supporting face authentication on iPhones and iPads running iOS below 16.7, which may disrupt some transactions. Affected transfers and e-wallet top-ups are those over 10 million VND per transaction or exceeding 20 million VND per day, as well as bill payments above 100 million VND per transaction or per day. Actions that require face authentication, such as first-time logins, logins on other devices or via website, password resets, and changes to phone number or email, may also be affected. The bank asks customers to update to iOS 16.7 or later via Settings > General > Software Update before the deadline, or to use another compatible device if upgrading is not possible. The change does not lock all transactions on older devices; the impact mainly concerns operations that require face authentication.
- VietABank Achieves Efficient Growth, Supporting Business Development
As of September 30, 2026, VietABank's total assets reached VND 156,490 billion, up 16.25% year on year, exceeding its full-year target after just three quarters. Nine-month pre-tax profit rose 13.42% to VND 1,191 billion, with deposits of VND 116,010 billion, outstanding loans of VND 96,680 billion and an NPL ratio of 1.38%. Service income was a highlight, with net service income up 51.03% on payment service revenue growth of 64.8%, while net FX trading income was 2.1 times the prior-year level. The bank kept its cost-to-income ratio (CIR) at 37.58%, with ROE at 11.99% and ROA at 0.86%, and raised charter capital from VND 8,164 billion to VND 9,021 billion. It also launched the VIETABANK BIZ digital banking platform for businesses and, for a second consecutive year, was named a "Bank Supporting Small and Medium Enterprises" at the 2026 VOBA awards.
- BIDV SmartBanking Pioneers a Dedicated Interface for iPhone Duo
BIDV SmartBanking has launched an interface customized for the iPhone Duo, the first foldable-screen iPhone, and it is now available on the App Store. According to BIDV, the design is tailored to the foldable display and its interaction style, rather than simply making the existing app compatible. The app still offers services such as money transfers, bill payments, QR scanning, savings, investments, cards and online loans, along with a 24/7 AI assistant and chatbot. In September 2025, Vietnam Records Organization recognized SmartBanking as the digital banking app supporting financial transactions on the most types of devices.
- LPBank Honored as 'Inspirational Brand' at APEA 2026
LPBank won the 'Inspirational Brand' award at the Asia Pacific Enterprise Awards (APEA) 2026, organized by Enterprise Asia on October 15, recognizing its transformation in branding, governance, products, services and social responsibility. The bank has made AI-first its core strategy, launching the LPBank Plus digital banking app on March 28 under a '3S' model (Simple - Smart - Safe), along with the LP Pay AI transfer assistant and Lumi, a 24/7 multichannel customer service system that automatically handles about 70-80% of common requests. For businesses, LocPhat Pay offers QR payment integration, real-time transaction updates and multi-store management. On community work, LPBank allocated nearly 300 billion VND to social welfare and community development in 2025, and contributed 150 billion VND in 2024-2025 to the 'Cả nước chung tay xóa nhà tạm, nhà dột nát' program in Hà Giang, Đăk Lăk and Thái Nguyên. The article also lists other 2026 honors, including Top 6 Private Banks with the largest state budget contributions and Top 500 Fastest-Growing Enterprises in Vietnam.
Related markets
Latest news
- China's tech darlings are losing their shine. Here's what's behind the sell-off
China's technology stocks are losing momentum as investors question whether the AI boom can generate profits high enough to justify rich valuations. The STAR 50 Index, which tracks 50 of the largest and most liquid companies on Shanghai's STAR Market, has fallen more than 40% from its July peak. The sell-off began as profit-taking after a strong rally that accelerated when DeepSeek emerged in early 2025, but has widened into doubts about whether earnings can support current prices. Battery giant CATL, down 37% year to date, illustrates the problem: its third-quarter revenue rose roughly 59% but net profit only about 15%, as competition, product mix and changes to taxes and rebates squeezed profitability. Analysts say a sustained rebound would require stabilizing earnings, clearer returns on AI spending and stronger domestic demand.
- Russia says there is “no room” for European countries at three-way Ukraine talks
Russian presidential aide Yury Ushakov said a three-way Russia–Ukraine–US negotiation will take place in Abu Dhabi, UAE, after 4 November, but no specific date has been set. He denied reports that talks could take place on 4 November, saying Moscow has not sent any such signals. Ushakov also said European countries will not be invited to the negotiating table and could only attend by buying tickets. US President Donald Trump said a meeting with Vladimir Putin and Volodymyr Zelensky would be arranged “very soon.” Separately, governor Dmitry Milyaev said a large-scale Ukrainian drone attack in the early hours of 28 October sent debris falling on Novomoskovsk, damaging an apartment block, private houses and infrastructure in a nearby industrial zone.
- Monster Beverage vs. On Holding: Which Is the Better Growth Stock?
The article compares Monster Beverage (MNST) and On Holding (ONON), two fast-growing consumer companies in different industries. Monster reported FY 2025 revenue of nearly $8.3 billion, up about 10.7%, and net income of close to $1.9 billion, a net margin of roughly 23%, but it relies heavily on Coca-Cola's distribution system and faces competition from Red Bull and PepsiCo. On Holding posted FY 2025 revenue of about $3.6 billion, up 30%, and net income of roughly $246 million, while heavy marketing and store expansion can weigh on margins. In the second quarter of 2026, Monster's sales rose 20.2% to $2.5 billion and net income increased 19.6% to $584.5 million. Over the same period, Monster's stock gained 17.8% versus 12.9% for the S&P 500, while On Holding's shares fell 30.5%; the author says he would prefer Monster as a long-term holding and expects that trend to continue into 2027.
- Limited credit ratings for Vietnamese bank bonds make risk pricing difficult for investors
VIS Rating's report says domestic credit ratings for Vietnamese bank bonds remain limited, even though banks are the largest issuers, accounting for about 46% of outstanding corporate bond value as of end-September 2026. At end-2025, only 2 of 28 commercial banks analysed had domestically rated bonds, about 7%, compared with roughly 60% in Thailand and above 75% in Malaysia, South Korea and China. Overall, only about 12% of outstanding corporate bond value is domestically rated, versus 96% in Thailand. Mandatory rating rules do not cover most bank bonds: public offerings of bank bonds are exempt, and privately placed bonds sold only to institutional investors are not mandatory either. VIS Rating says broader ratings would help investors compare risk across the largest bond issuers.
- Unexpectedly having bank account locked due to crypto transactions
Tran An, a 29-year-old in Ho Chi Minh City, had his bank account frozen at the end of last month after a USDT sale on Binance through peer-to-peer (P2P) trading, leaving his salary stuck. The bank said the funds traced back to an account suspected of money laundering and that the freeze followed a request from authorities; the account was unfrozen after five days once he provided transaction evidence. VnExpress reported that many people in crypto groups have also had accounts frozen after P2P trades since mid-October, and some have not yet been reopened. Experts say a seller may receive money linked to fraud without knowing it, and a freeze does not equal money laundering. Lawyer Lương Huy Hà said using a personal account for crypto transactions is not banned, but investors should keep bank statements and P2P order history and avoid receiving money from third-party accounts.
- IDJ Investment Vietnam fined for late information disclosure
The State Securities Inspectorate fined IDJ Investment Vietnam JSC (IDJ, HNX) 92.5 million VND for publishing its 2025 audited separate and consolidated financial statements and its 2025 annual report at least 15 days late. Its reviewed first-half 2026 consolidated net revenue fell 86.9% to about 87.9 billion VND, mainly because real estate revenue dropped from over 612 billion VND to 69.7 billion VND, linked to the Apec Mandala Wyndham Mui Ne project. After cost of sales, gross profit was negative by nearly 12.3 billion VND, and the company posted a net loss of nearly 37.7 billion VND for the six months, compared with a profit of nearly 18.1 billion VND a year earlier. Total assets stood at over 3,214.3 billion VND as of September 30, 2026, slightly lower than at the start of the year.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.