On October 15, 2026, Visa moved stablecoin prefunding into production on Visa Direct, making it the first major global card network to run blockchain-settled dollar stablecoins as live payment infrastructure. Inyo Global is the first processor to offer the service to live clients, reaching financial institutions and fintechs in 180+ countries through its existing API stack. Businesses can now top up Visa Direct prefunding accounts in USDC at any hour, rather than waiting for bank wires that clear only during banking hours, while recipients continue to receive local currency. A 7-day pilot by Lloyds Banking Group with Visa had settled $750,000 in payment obligations using USDC. The article says this could let firms hold smaller prefunded balances, since replenishment is no longer tied to banking hours.
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Related tickers and likely impact
BTC/USDT
• NeutralBitcoin
Relevance: low
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $1.6T |
| Close on 10/19/2026 | 81,938.40 |
| Change that session | -0.22% |
ETH/USDT
• NeutralEthereum
Relevance: low
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $294.2B |
| Close on 10/19/2026 | 2,408.01 |
| Change that session | -0.10% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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