White River Bancshares Company (OTCQX: WRIV), holding company of Signature Bank of Arkansas, reported third-quarter 2026 net income of $5.1 million, or $1.04 per diluted share, up from $4.2 million ($0.85) in the second quarter of 2026 and $3.5 million ($0.72) a year earlier. Net income for the first nine months rose to $12.7 million, or $2.58 per diluted share, from $9.5 million ($1.93). Net interest income rose 3.5% to $14.3 million from the prior quarter and 11.9% year over year, while net interest margin held at 3.59%, down seven basis points from a year ago. No provision for credit losses was recorded in the quarter, versus $575,000 in the second quarter; net loans rose 10.9% year over year to $1.375 billion and total deposits reached $1.432 billion.
Summary written by Upside AI from the original article. Read the source for full details.
Read the original on manilatimes.net ↗
Keywords
banksearningsinterest ratescredit
Open a keyword to see other news on the same topic.
Related news
- Wintrust ( WTFC ) Q3 2026 Earnings Call Transcript
Wintrust reported net income of $239.1 million, its seventh consecutive record quarter. Net interest income rose $24.2 million from the prior quarter to $621.6 million on higher average earning assets, and the net interest margin was 3.51%. Loans and deposits each grew about 8% annualized, by $1.1 billion and $1.3 billion respectively, while total assets reached $76.0 billion. The company closed a guardianship services business acquisition on September 1, adding $1.2 billion in assets under management. For the fourth quarter, management expects mid-to-high single-digit loan and deposit growth and a net interest margin around 3.5%, while nonperforming loans stood at 0.31% of total loans and net charge-offs at 15 basis points annualized.
- ServisFirst ( SFBS ) Q3 2026 Earnings Call Transcript
ServisFirst Bancshares (SFBS) reported third-quarter net income of $87.3 million, up 33.2% year over year, with diluted EPS of $0.80 versus $0.60. Total loans rose 10.7% to $14.7 billion, led by commercial and industrial and investor real estate lending, while net interest income grew 19.8% to $159.8 million and net interest margin widened to 3.6%. Total deposits fell 3.2% from the prior quarter as management let higher-rate municipal deposits roll off, while noninterest-bearing deposits grew 12% year over year to $2.9 billion. The efficiency ratio improved to 30.2%, although noninterest expense rose 8.8%, with the Houston expansion accounting for 40% of the increase, and nonaccrual loans fell to $160.1 million. The company authorized a share repurchase of up to 2 million shares through December 31, 2027.
- At end of Q3, PGBank's pre-tax profit reaches VND 630 billion, up 27% year on year
PGBank reported pre-tax profit after provisions of VND 630 billion for the first nine months of 2026, up 27% from the same period in 2025, as total operating income rose 9.6% and non-interest income from services and foreign exchange more than doubled. As of September 30, 2026, total assets reached VND 92,637 billion, up 4.3% from end-2025, with loans to customers up about 7.1%, customer deposits up 5.8%, and non-term deposits (CASA) surging 32%. Owners' equity rose 27.8% to VND 8,364 billion, and charter capital increased 33.2% to VND 7,327 billion. The bank's non-performing loan ratio stood at 2.46%, which it said remains within the safe threshold set by the State Bank of Vietnam.
- ES Bancshares , Inc . Announces Third Quarter 2026 Results ; Tenth Consecutive Quarter of Growth in Our Book Value Per Share
ES Bancshares, Inc. (OTCQX: ESBS), holding company of Empire State Bank, reported net income of $1.0 million, or $0.14 per diluted share, for the quarter ended September 30, 2026, up from $882 thousand, or $0.13 per share, in the June quarter. Net interest margin rose 11 basis points to 3.21%, mainly because interest expense on borrowings fell, and net interest income increased $148 thousand to $4.8 million despite lower average loan balances. Book value per share reached $7.78, up from $7.34 at December 31, 2025, while total assets fell 3.3% to $596.1 million and loans receivable fell 4.9% to $518.2 million. Nonperforming assets were $4.9 million, or 0.83% of total assets, and the Bank remained well-capitalized. The company did not repurchase shares in the quarter and terminated its second stock repurchase plan.
- Service income up 40%, Techcombank consolidates leading position, record Q3 profit
Techcombank reported Q3/2026 pre-tax profit of VND 10.4 trillion, its highest quarterly level to date, lifting nine-month pre-tax profit to VND 28.9 trillion, up 23.7% year on year. Service income for nine months rose 40.0% to VND 11.8 trillion, mainly from letter of credit, cash and payment income up 136.6%, helping diversify income while net interest margin remains under pressure. Credit growth accelerated on national infrastructure projects, with total assets at VND 1.3 million billion as of Sept 30, 2026, and the capital adequacy ratio (CAR) at 15.0%. Nine-month operating expenses rose 18.7% as the bank expanded staffing, marketing and technology investment.
- Bank Profit Update, 17 October Morning: All Show Double-Digit Growth, One Bank Nearly Doubles Profit
Updated estimates for the first nine months of 2026 show every bank listed posting double-digit profit growth. SHB estimates pre-tax profit of 14,300 billion VND, up 17% and 81% of its full-year plan, with total assets of 990,000 billion VND and credit outstanding of 680,000 billion VND. ABBank estimates about 4,540 billion VND, up 97% and reaching 100% of its annual plan, with bad debt kept below the 1.5% target. Nam A Bank reported over 4,700 billion VND, up 25%, while Vietbank earned 1,297 billion VND, up 50%, helped by a 12% rise in net interest income. SHB also said proceeds from the SHB Finance transfer will be booked in Q4 2026.
Related markets
Latest news
- JPMorgan Puts a Number on Bitcoin for the First Time: 10% a Year, With a Big Caveat
J.P. Morgan Asset Management projected a 10% compound annual return for Bitcoin over the next 10 to 15 years in its 2027 Long-Term Capital Market Assumptions, the first time the report includes the asset. That forecast tops its estimates for U.S. large-cap stocks (7.5%), gold (5.5%) and a 60/40 stock-bond portfolio (7%), but the report puts Bitcoin's annualized volatility at 55%, versus about 17% for gold. The firm still excludes Bitcoin from its main covariance matrices, citing volatility and unstable correlations, and rejected the currency debasement bull case as “wide of the mark.” Bitwise's Matt Hougan welcomed the forecast but argued the 55% volatility assumption is too high, making the return estimate too conservative. Meanwhile, U.S. spot Bitcoin ETFs drew $526.7 million on Monday, trimming October's net outflows to about $88 million.
- JPMorgan Puts a Number on Bitcoin for the First Time: 10% a Year, With a Big Caveat
J.P. Morgan Asset Management projected a 10% compound annual return for Bitcoin over the next 10 to 15 years in its 2027 Long-Term Capital Market Assumptions, the first time the report includes the asset. That forecast tops its estimates for U.S. large-cap stocks (7.5%), gold (5.5%) and a 60/40 stock-bond portfolio (7%), but the report puts Bitcoin's annualized volatility at 55%, versus about 17% for gold. The firm still excludes Bitcoin from its main covariance matrices, citing volatility and unstable correlations, and rejected the currency debasement bull case as “wide of the mark.” Bitwise's Matt Hougan welcomed the forecast but argued the 55% volatility assumption is too high, making the return estimate too conservative. Meanwhile, U.S. spot Bitcoin ETFs drew $526.7 million on Monday, trimming October's net outflows to about $88 million.
- U.S. CFTC sets agenda for AI forum, exploring trading and agentic finance
The U.S. Commodity Futures Trading Commission released the agenda for its first “Frontier Forum” event, hosted by its Innovation Task Force on October 28, to discuss how AI may change U.S. derivatives markets. The session will look at how AI could affect price discovery and risk management, and will hear from leaders of firms including Ornn, Architect and Liquid Compute. Participants will also explore how traders’ own AI agents may operate under CFTC regulations. CFTC Chairman Mike Selig said super intelligence is poised to transform financial markets.
- Archer vs Joby: What's the Better eVTOL Stock to Buy Right Now?
The article compares Joby Aviation and Archer Aviation, two eVTOL (flying taxi) companies nearing FAA approval but still unprofitable. For the six months ended June 30, Archer had $1.6 billion in cash and short-term investments and used $305.5 million in operations, while Joby had $2.3 billion and used $317.6 million, so Joby may need a smaller cash infusion. Joby generated $38.6 million in revenue last quarter, helped by its Blade Air Mobility passenger business, but its net loss was $245 million versus Archer's $263 million. Joby's $4.7 billion market cap is well above Archer's $3.1 billion, and the author favors Archer on valuation. Both stocks remain highly volatile and face a long road before turning profitable.
- Stock Market Today, Oct. 20: Netflix Q3 Revenue Rises 12% on Pricing Power
Netflix closed at $68.66, down 1.70%, ahead of its after-close Q3 report, and was down 5.1% in after-hours trading as of 4:31 p.m. ET. Q3 revenue rose 12% year over year to $12.9 billion, and diluted EPS climbed from $0.59 to $0.87. Netflix outperformed every metric for which it provides quarterly guidance, with larger profit surprises than revenue surprises, but its fourth-quarter guidance looked muted, with slower sales growth and lower profit from seasonal effects and impairment costs tied to recently announced job cuts. That day, the S&P 500 closed at 7,711 (up 0.26%) and the Nasdaq Composite at 26,425 (down 0.02%).
- 2 Dividend Stocks Crushing the Market in 2026 (and Which Ones Can Keep Going)
The article examines Johnson & Johnson (JNJ) and Amgen (AMGN), two dividend stocks that have outperformed the market in 2026. For J&J, revenue and earnings beat expectations and guidance was slightly raised, but its medtech unit faces weaker Impella demand and a Class 1 recall in the U.S.; the article still sees long-term prospects intact, citing new drug launches, the OTTAVA surgical system, a proposed $5.5 billion talc settlement and a 64-year dividend increase streak. Amgen's second-quarter revenue rose 10% to $10.1 billion despite FDA moves to remove Tavneos and falling denosumab sales after losing exclusivity. The article says growth drivers such as Tezspire, Tepezza and the MariTide obesity candidate could offset these headwinds.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.