Combined Q3/2026 financial reports of 27 banks show net service income for the first nine months reached VND 79,159 billion, up 62.5% year on year, accounting for 12.6% of total operating income versus 9.2% a year earlier. Techcombank leads the top 10 with VND 10,425 billion, up 68.1%, while Sacombank climbed from 10th to 3rd with VND 8,206 billion. Techcombank's service income is nearly four times Vietcombank's and close to double BIDV's and MB's, with services making up 23.1% of its operating income, up from 16.1%. Other private banks also saw sharp rises in service share, including LPBank (17% to 31.2%) and Sacombank (9.5% to 29.5%). SHB and VIB are new to the top 10, while Vietcombank's service share is just 3.7%.
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Original headline: Một ngân hàng có lãi hoạt động dịch vụ gấp 4 lần Vietcombank, gần gấp đôi BIDV và MB
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