In the third quarter of 2026, BIDV posted pre-tax profit of 10,579 billion VND, up 39.3% year on year, driven by a 12.4% rise in net interest income and a 25% drop in credit provisions to 4,641 billion VND. For the first nine months, pre-tax profit reached 29,484 billion VND, up 24.8%. As of 30 September 2026, total assets stood at 3.49 million billion VND, up 4.9% from the start of the year, while loans rose 8% to 2.56 million billion VND and customer deposits grew 6.2% to 2.36 million billion VND. However, on-balance-sheet bad debt rose about 36% to 47,486 billion VND, lifting the NPL ratio from 1.47% to 1.85% (still below 1.87% a year earlier), and the bad-debt coverage ratio fell to 73.4%. The bank's headcount dropped by 504 from the end of 2025 to 28,769 employees.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Lợi nhuận, nợ xấu, tiền gửi khách hàng,... của ngân hàng lớn nhất Việt Nam
Keywords
earningsbanksnon-performing loansBIDV
Open a keyword to see other news on the same topic.
Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/30/2026 | 1,741.62 |
| Change that session | -0.80% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- BIDV to seize Vinhomes Riverside villa of Đặng Thị Hương Lan
BAMC (Công ty TNHH MTV Quản lý nợ và Khai thác tài sản BIDV) has announced it will seize a villa in the Vinhomes Riverside urban area, Phúc Lợi ward, Hanoi, to settle the debt of Công ty Cổ phần Dược liệu Việt Nam at BIDV's Hanoi branch. The 304 m² plot is long-term urban residential land, with a 112.5 m² building area and 341.9 m² total floor area. Đặng Thị Hương Lan mortgaged the property to secure credit contracts signed in 2020 and 2025. BIDV Hanoi requested handover on 14/8/2026 but has not received the property, and seizure is planned from 8:00 on 13/11/2026. BIDV has not disclosed the company's outstanding debt or the villa's valuation.
- Bad debt, customer deposits and profits of Vietnam's largest bank today
BIDV's pre-tax profit in Q3/2026 reached VND 10,579 billion, up 39.3% year on year, as credit risk provisions fell 25% to VND 4,641 billion and net interest income rose 12.4%. For the first nine months, pre-tax profit totaled VND 29,484 billion, up 24.8%. At the end of September, total assets stood at VND 3.49 million billion, up 4.9% from the start of the year, with loans up 8% to VND 2.56 million billion and customer deposits up 6.2% to VND 2.36 million billion. On-balance-sheet bad debt rose about 36% from the start of the year to VND 47,486 billion, lifting the NPL ratio from 1.47% to 1.85%. The bad debt coverage ratio fell from nearly 100% at the end of 2025 to 73.4%.
- Top 10 Banks by Profit in Q3 2026: VietinBank Overtakes Vietcombank, 6 Banks Earn Over VND 10,000 Billion
According to third-quarter 2026 financial statements, the top 10 banks by pre-tax profit earned a combined VND 87,891 billion, up 23.8% year on year and accounting for 83% of profit across 27 banks. VietinBank rose to first with VND 13,688 billion (+29%), overtaking Vietcombank, which fell to second with VND 11,218 billion (-0.2%), while BIDV passed Techcombank to take fourth place. Sacombank dropped out of the top 10 as its quarterly profit fell 51.9% to VND 1,757 billion due to sharply higher provisions, with SHB entering in ninth place. Vietcombank's provisions rose nearly eightfold to VND 6,184 billion from VND 776 billion a year earlier; Vietcap Securities estimates about VND 5,000 billion of this is a one-off provision for corporate bonds of a client reclassified as non-performing since Q4 2025.
- VietinBank leads bank sector profits in Q3
VietinBank reported third-quarter pre-tax profit of 13,688 billion VND, up 22% year on year, overtaking Vietcombank as the largest bank by profit this quarter. Net interest income, the core measure of banking operations, reached 21,815 billion VND, up 27%, while net income from services, foreign exchange and other activities all grew strongly. The bank credited the results to tighter control of capital costs, a rebalanced credit portfolio, risk management and lending to sectors prioritized by the government. However, for the first nine months, pre-tax profit of 39,557 billion VND (up 34%) still ranked second behind Vietcombank. As of September 30, total assets reached 2.95 million billion VND (up 7%), outstanding loans exceeded 2.1 million billion VND, deposits were 1.94 million billion VND, and bad debt stood at 25,781 billion VND, or 1.2% of loans, up 0.1% from the start of the year.
- Is Bankwell Financial Group a Buy After Its Latest Earnings Report?
Bankwell Financial Group, a small-cap bank based in Connecticut, reported record EPS of $1.58 on revenue of roughly $35.3 million, with EPS up over 25% and revenue up 24% year over year. Excluding core conversion costs, diluted EPS would have been $1.86. The bank posted a 1.45% ROAA and nearly 15.3% ROATCE in the third quarter, its net interest margin expanded 0.13% to 3.71%, and non-performing loans fell from 0.54% to 0.24% of total loans. Trading at 1.69x tangible book value, the stock may be slightly undervalued in the author's view, though this is based on only one quarter of results.
- TPBank Pre-Tax Profit Nears VND 7,500 Billion After Nine Months
TPBank (HOSE: TPB) reported nine-month profit of VND 7,464 billion, up 23.4% year on year, as consolidated total assets rose 17.9% from end-2025 to close to VND 600,000 billion at September 30, 2026. Outstanding credit, including corporate bonds, exceeded VND 345,000 billion, up 10.5% from the start of the year and reaching 96% of the annual plan, while total funding topped VND 529,000 billion, up 18.8% from end-2025. Net service income reached VND 3,559 billion, up 21.3%, and ROE was 16.63%, up 0.18 percentage points. The consolidated NPL ratio under Circular 31 fell to 1.52%, down 0.30 percentage points from a year earlier.
Related markets
Latest news
- Apple And Palantir To Kick Off Tech Earnings In Another Crucial Week, AMD To Settle Chip Debate After Intel's Warning
Investors are heading into a key earnings week after last week's sharp selloff following weak reports from Alphabet, Intel and Amazon. Apple and Palantir report on Nov. 2 after the close, with Apple's revenue expected to rise 11% to $113.35 billion, its slowest growth in four quarters, and Palantir's Q3 revenue expected to rise 85% to $2.18 billion, with adjusted profit seen up 94% to $0.41 per share. AMD reports on Nov. 3, and its results will help determine whether Intel's weakness is company-specific or reflects a broader problem in the chip market, with Q3 revenue expected to rise 42% to $13.01 billion. Snap reports on Nov. 4 with revenue expected to rise 15% to $1.73 billion, after Alphabet and Reddit gave mixed signals on the ad market.
- Many people send money to hackers asking for a cut of the Binance theft
Wallets holding 18,270 bitcoin stolen from Binance keep receiving small transfers from strangers with messages asking for a share, though none of these messages has drawn a reply. The senders have spent about $46 in BTC on them, excluding transaction fees. Others urged the hacker not to return funds to Changpeng Zhao or to accept deals with white hat researchers, while some used the attention to promote their own tokens. As of Nov 1, the attacker had begun swapping 970,522 stolen SOL, worth about $96 million, into bitcoin, and the breach is estimated at about $6.3 billion, with roughly $2.7 billion frozen by token issuers and partners. Binance says it has covered about 95% of the stolen value and is processing withdrawals in stages, but it has not published a full technical report, and US authorities have linked the group to North Korea.
- Bảo Minh Insurance sets Nov 12 record date for issuing over 15 million dividend shares
Bảo Minh Insurance (BMI, HoSE) will close its shareholder list on Nov 12, 2026 to issue nearly 15.1 million shares as 2025 dividends, at a ratio of 10:1, with a total par value of over VND 150.5 billion funded from undistributed after-tax profit. If successful, charter capital would rise from nearly VND 1,505.5 billion to over VND 1,656 billion. In Q3 2026, net operating revenue rose 17.5% to over VND 1,563.3 billion, but net profit fell 32.8% to nearly VND 75.8 billion. For the first nine months, after-tax profit edged up to over VND 256.9 billion, while total assets reached over VND 8,945.5 billion as of Sep 30, 2026, up 16.6% from the start of the year, and total liabilities rose 23.6% to nearly VND 5,868.9 billion.
- A bank stock rises 5% in deep-red session on Nov 2
In the first session of November, the VNIndex lost 30.9 points (-1.77%) to 1,710.72 points, and 24 of 28 banking stocks closed lower. VPB of VPBank fell the most (-6.1%), while NVB of National Citizen Bank (NCB) was the only bank stock to rise, gaining 5% to VND 14,700 per share. NCB reported pre-tax profit of VND 1,574 billion for the first nine months, up 140.6%, and total assets of nearly VND 238,221 billion at end-Q3, up 46% from end-2025, with the bank exceeding all its 2026 targets after just nine months. Foreign investors were net sellers, including VND 181 billion of MBB, VND 155 billion of VCB, VND 117 billion of ACB and VND 105 billion of STB.
- Global oil prices fall sharply
World oil prices fell nearly 4% on the afternoon of Nov 2 as Iranian and Qatari officials held talks for a third straight day to advance a deal ending the war. Brent crude dropped 3.2% to $109.8 a barrel and WTI fell 3.6% to $100, after Brent closed October at a six-month high on fears that Middle East conflict would flare up again. The talks come after oil tankers transiting the Strait of Hormuz were recently attacked, pushing up global energy and shipping costs. Analysts said global crude is unlikely to top $120 a barrel because the risk of escalation through year-end is already priced in, and oil flows through Hormuz and alternative routes have recovered to nearly 80% of pre-war levels. OPEC and its allies kept their December output targets unchanged and are unlikely to adjust production until next year.
- Apollo launches $11 billion private credit platform, backed by Abu Dhabi
Apollo Global Management has launched the European Credit Company (ECC), a European private credit platform with more than 10 billion euros ($11.2 billion) in lending capacity. Backers include the Abu Dhabi Investment Council, Athora, Norinchukin Bank, Standard Chartered and Aranda Principal Strategies. ECC will invest in performing credit across large and mid-market companies, including corporate and asset-backed lending and financing for infrastructure and real estate owners. Led by CEO Giacomo Petrobelli and chairman Christian Meissner, the platform was announced a week after Apollo agreed to buy nearly 10% of Mubadala Capital, the alternative asset manager under Mubadala Investment Co. Apollo president Jim Zelter said financing needs from energy transition, defense and digital infrastructure are acutely felt in Europe.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.