AIA Vietnam has launched AIA - Vững Tinh Hoa, a unit-linked insurance product whose protection can rise up to 300% of the sum assured when all conditions are met. Protection grows from 110% in the first year to 200% in the 10th contract year, and policyholders do not need health re-underwriting each year. From year 11, protection increases by 10% of the sum assured annually, up to 100%, and AIA Vitality members may receive an additional benefit of up to 20%, depending on their tier. The product offers Growth, Balanced and Prudent funds, but account values can rise or fall with markets and past performance does not guarantee future results. Policyholders who maintain their contracts may also receive bonuses of 4% and 12% of the average base account value at the 10th and 20th contract anniversaries, subject to product conditions.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: AIA ra mắt bảo hiểm có quyền lợi gia tăng đến 300%
Read the original on VnExpress ↗
Related news
- AI credit fears mount as default protection hits record highs
The cost of insuring against defaults by technology companies reached record highs on October 15 as investors grew concerned about debt financing the AI investment boom. Heavily indebted data center operators were hit hardest, as hotter-than-expected U.S. inflation and expectations of higher interest rates raised doubts about whether massive AI investments can generate enough returns to cover borrowing costs. Five-year CDS spreads for CoreWeave surged past 1,100 basis points, and its 2031 bond yield briefly hit 16 percent before easing to about 14 percent, while the loss-making company owes nearly US$50 billion. Oracle's CDS approached 300 basis points, while Amazon, Alphabet and Meta also hit record levels but rose more slowly. CoreWeave shares fell 15 percent on October 14 and another two percent on October 15, wiping out nearly a fifth of their value in two days, while Anthropic's reported third-quarter revenue of $16.8 billion, up 45 percent from the previous quarter, did little to ease concerns.
- AI credit fears mount as default protection hits record highs
- Medicare open enrollment : Why premiums could increase for some enrollees
Medicare open enrollment runs from Oct. 15 to Dec. 7, with changes taking effect Jan. 1. The annual out-of-pocket cap for Part D drugs rises to $2,400 from $2,100 in 2026, the standard deductible increases from $615 to $700, and the Trump administration is ending a temporary Part D premium subsidy. According to KFF, enrollees in United AARP-branded Part D plans who don't change plans will see monthly premiums rise by $50 or more in all 50 states, and by more than $75 in 37 states. Fifteen drugs, including Ozempic, Rybelsus and Wegovy, will get Medicare-negotiated prices, and the Centers for Medicare and Medicaid expects the change to reduce prescription drug coverage costs for enrollees by $685 million in 2027. KFF notes many enrollees don't compare plans during open enrollment, even though cheaper options exist.
- AI credit fears mount as default protection hits record highs
- AI credit fears mount as default protection hits record highs
- Bao Viet Life Product Named 2026 Vietnam National Brand: 30 Years of Building the Competitiveness of a Vietnamese Insurance Brand
On October 16, 2026, Bao Viet Life's unit-linked insurance product was honored as a 2026 Vietnam National Brand at the 10th ceremony, marking the company's 30th anniversary. As of June 2026, the company had protected more than 18.5 million customer visits, with cumulative claims and benefit payouts reaching 140,894 billion VND since 1996. It has 77 member companies and branches and more than 360 regional offices nationwide, and ranked 75th of 100 in the 2026 Top 100 state-owned enterprises paying the most tax in Vietnam, with 946 billion VND paid to the state budget. It also reinvested 205,700 billion VND into the economy, including government bonds. As of the end of Q3 2025, Bao Viet Life was the market leader in premium revenue for this product line, and in 2026 it launched four products: An Tâm Hoạch Định, An Khang Như Ý, An Thịnh Phúc Niên and An Sinh Giáo Dục.
Related markets
Latest news
- Bitcoin ETFs just saw their biggest day in a month thanks entirely to BlackRock
U.S. spot bitcoin ETFs took in $526.6 million on Monday, the largest daily net inflow in nearly a month, driven entirely by BlackRock's iShares Bitcoin Trust (IBIT), which pulled in $665.2 million, its biggest daily inflow since Oct. 7 last year, according to SoSoValue data. Fidelity's FBTC lost $83.6 million and Grayscale's GBTC shed $54.9 million, while the remaining funds recorded no net flows. The inflow more than erased last week's $228.5 million of withdrawals, but funds remain about $90.5 million in net outflows for October, according to CoinDesk calculations. Ether funds moved the opposite way, losing $103.3 million in their fourth consecutive session of outflows, with BlackRock's ETHA accounting for $95.4 million of that.
- A Big4 bank cut deposit rates in the morning, then raised them again in the afternoon
VietinBank cut its deposit rates for terms of 6 months and longer on the morning of Oct. 20, then restored them to pre-adjustment levels by the afternoon. Its afternoon rate board showed 3.5% per year for 6 to under 12 months, 5.9% for 12 to under 24 months and 6% for 24 months and longer, versus 3%, 5.4% and 5.5% in the morning. Rates for terms under 6 months stayed unchanged, including 2.1% for 1 to under 3 months and 2.4% for 3 to under 6 months. The move came as banks followed the State Bank of Vietnam's guidance to cut deposit rates by at least 0.5 percentage points for terms of 6 months and longer, and Vietcombank and Agribank were among those reducing rates.
- IVV vs. SPY: Which S&P 500 ETF Is the Better Buy for Long-Term Investors?
The article compares two ETFs that track the S&P 500, iShares Core S&P 500 ETF (IVV) and State Street SPDR S&P 500 ETF (SPY), which have nearly identical holdings. The main difference is the expense ratio: IVV charges 0.03% a year, one-third of SPY's 0.09%, and its distribution yield is about 1.1% versus 1% for SPY. SPY's high liquidity remains valuable for active traders. The article concludes that IVV is the better choice for long-term investors, since lower costs can compound over time.
- Warren Buffett Is Issuing a Stark Warning About the Stock Market. Here's What History Says Comes Next.
Warren Buffett has warned that investors are taking on too much risk, likening the market to 'a church with a casino attached' and saying people have never been in a more gambling mood. The article points to the S&P 500 Shiller CAPE Ratio, which has stayed above 40 since May of this year; historically, the only other time it held above that level for months was during the dot-com bubble, when it peaked around 44 before the bear market began in March 2000. The article notes that 40 is not an automatic trigger for a downturn, and no metric can predict timing. It suggests investors focus on quality stocks with solid fundamentals and be ready to hold them for at least a few years.
- Early Uber Investor Jason Calacanis Predicts Waymo Could Buy Lucid Or Rivian — Calls Its Chinese-Car Optics ‘Really Bad’
Early Uber investor Jason Calacanis predicts Waymo will buy Lucid Group (LCID) or Rivian Automotive (RIVN), arguing that its reliance on Chinese-made Zeekr vehicles creates cost and reputational problems. He says the arrangement is technically not illegal today, but Waymo would need to pay a tariff of over 100%, and it has drawn national-security concerns on Capitol Hill. According to Semafor, Waymo aims to grow its fleet from about 4,000 vehicles to 8,000 by the end of 2026 and 20,000 by the end of 2027, after closing a $5 billion term loan and a $16 billion equity raise this year. Uber has committed to buying at least 35,000 Lucid vehicles, while its Rivian deal starts with 10,000 autonomous R2 SUVs, with rides expected to begin in 2028. Calacanis, who recently bought small stakes in Lucid, Rivian, WeRide (WRD) and Pony.ai (PONY), expects consolidation in the autonomous-driving sector within 24 months.
- Prediction: Oct. 21 Will Be a Huge Day for the Stock Market
The article predicts October 21 could be a pivotal day for the stock market, as Meta Platforms (META) becomes the first of the "Magnificent Seven" tech giants to report third-quarter earnings after the close. In its latest quarter, Meta's total revenue rose 28% to $60 billion, with ad revenue at $59 billion. Investors will be watching whether its capital spending, now about 35% of revenue, is translating into growth. Meta's report could hint at the earnings outlook for other tech giants and set the direction for the S&P 500 in the coming days, with the first trading session after the report on Thursday.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.