A survey of online deposit rates at 35 banks on October 15 shows VPBank offering the highest rate for 18-month terms at 7.9% per year. For 12-month terms, Sacombank leads at 7.5%, 10 banks offer 7% or more, and the Big4 banks Agribank, BIDV, Vietcombank and VietinBank all list 6.8%. For 6-month terms, Sacombank again leads at 7.2%, while many banks list 4.75% for 3-month deposits. The lowest rate recorded is 1.9% per year at SCB for 3-month terms, showing that rates vary widely across banks, especially for longer terms.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: So sánh lãi suất ngày 15/10 tại MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
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A survey of 35 banks on October 15 shows VPBank listing the highest online deposit rate for the 18-month term at 7.9% per year. Sacombank leads the 12-month term at 7.5% and the 6-month term at 7.2%, while the Big4 group of Agribank, BIDV, Vietcombank and VietinBank offers 6.8% for 12 months. At the lower end, SCB lists the lowest rates, at 1.9% for 3 months and 2.9% for 6 months. The article notes that deposit rates vary markedly across banks, especially for longer terms.
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A rate survey on October 18 shows that depositing 100 million VND for 12 months at ACB, MB, VPBank, Techcombank and SHB yields interest that varies considerably by bank and deposit channel. At the counter, VPBank lists the highest rate at 6.9% per year (6.9 million VND in interest), MB and SHB both offer 6.2%, Techcombank offers 6.05% (for regular customers with balances under 1 billion VND), and ACB has the lowest at 5.3% (5.3 million VND). Online, VPBank again leads at 7.1% per year (7.1 million VND), followed by Techcombank at 6.75%, SHB at 6.5%, MB at 6.3% and ACB at 5.7%. The article assumes interest is paid at maturity, the full 12-month term is completed, and there is no early withdrawal, and it notes that actual rates may change.
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