A survey of online deposit rates at 35 banks on 16/10 shows rates vary clearly by term. VPBank posts the highest 18-month rate at 7.9% per year, while Sacombank leads the 12-month (7.5%) and 6-month (7.2%) terms. For 3-month deposits, most banks list 4.75% per year, while SCB is lowest at 1.9%. Sacombank's 12-month rate is 3.8 percentage points above SCB's 3.7%, the lowest for that term. For the same deposit amount and term, this gap could mean a significant difference in the interest customers earn.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Lãi suất ngày 16/10 tại MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
Related news
- Interest rates on October 18 at VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank, MB,...
An online survey of deposit rates at 35 banks on October 18 shows Sacombank offering the highest 12-month rate at 7.5% per year, while VPBank leads the 18-month term at 7.9% per year. Agribank, BIDV, Vietcombank and VietinBank all list 6.8% per year for 12 months. At the other end, SCB offers the lowest rates in the list, at 3.7% for 12 months and 3.9% for 18 months. The article puts the gap between the highest and lowest 12-month rates at 3.8 percentage points, and between the highest and lowest 18-month rates at 4 percentage points.
- Deposit rates on October 17 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank, ...
An online survey of deposit rates at 35 banks on October 17 showed spreads of up to 4.3 percentage points at some tenors. Sacombank led the 6-month and 12-month terms at 7.2% and 7.5% a year, while VPBank posted the highest 18-month rate at 7.9%. The Big4 group of banks all offered 6.8% a year for 12 months. Many banks offered about 4.75% a year on 3-month deposits, while SCB's 1.9% was the lowest in the surveyed list.
- Interest rates on October 15 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of 35 banks on October 15 shows VPBank listing the highest online deposit rate for the 18-month term at 7.9% per year. Sacombank leads the 12-month term at 7.5% and the 6-month term at 7.2%, while the Big4 group of Agribank, BIDV, Vietcombank and VietinBank offers 6.8% for 12 months. At the lower end, SCB lists the lowest rates, at 1.9% for 3 months and 2.9% for 6 months. The article notes that deposit rates vary markedly across banks, especially for longer terms.
- Deposit Rate Comparison on Oct. 15 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of online deposit rates at 35 banks on October 15 shows VPBank offering the highest rate for 18-month terms at 7.9% per year. For 12-month terms, Sacombank leads at 7.5%, 10 banks offer 7% or more, and the Big4 banks Agribank, BIDV, Vietcombank and VietinBank all list 6.8%. For 6-month terms, Sacombank again leads at 7.2%, while many banks list 4.75% for 3-month deposits. The lowest rate recorded is 1.9% per year at SCB for 3-month terms, showing that rates vary widely across banks, especially for longer terms.
- Interest Rates on October 14 at Agribank, Vietcombank, BIDV, VietinBank, VPBank, MB, Techcombank, Sacombank, HDBank,...
A survey of online deposit rates at 35 banks on 14 October 2026 shows VPBank leading the 18-month term at 7.9% per year, while rates for that term range from 3.9% to 7.9% per year. Sacombank posts the highest rates for the 12-month term at 7.5% per year and the 6-month term at 7.2% per year. For the 3-month term, 4.75% per year is offered by several banks including Agribank, BIDV, Vietcombank, VietinBank, Sacombank, OCB, MBV, VPBank and Bac A Bank, while SCB is lowest at 1.9% per year. SCB also has the lowest rates for the 6-month term (2.9% per year) and the 12-month term (3.7% per year). The article notes these are listed rates for individual customers, which may change depending on timing, deposit amount, deposit method and agreements with the bank, so customers should compare rate tables before choosing a term.
- Deposit Interest Rates on 13/10 at Agribank, Vietcombank, BIDV, VietinBank, VPBank, MB, Techcombank, Sacombank, HDBank, ...
A survey of deposit rates at 35 domestic banks on 13/10/2026 shows VPBank listing the highest rate at 7.9%/year for 18-month terms, 0.4 percentage points above second-placed Sacombank at 7.5%/year. For 12-month terms, Sacombank leads at 7.5%/year, and 10 banks offer 7%/year or more. The four state-owned banks, Agribank, BIDV, Vietcombank and VietinBank, each list 6.8%/year. At the bottom, SCB offers 3.9%/year for 18 months and 3.7%/year for 12 months. The article notes these are online listed rates for individual customers, which may change depending on timing, deposit amount, deposit method and negotiation with the bank.
Related markets
Latest news
- Meta Earnings: What To Look For From META
Meta Platforms (NASDAQ:META) will report earnings this Wednesday after the market closes. Last quarter, revenue reached $60.8 billion, up 28% year on year and above analysts' expectations, though revenue guidance for next quarter slightly missed forecasts; daily active users hit 3.6 billion, up 3.4%. The market expects revenue growth of 23.6% this quarter, slowing from 26.2% a year earlier, and analysts have generally reconfirmed their estimates over the past 30 days. Over the last month, consumer internet stocks have gained 1.3% on average, while Meta is down 4.8%.
- An AI bust could come from places investors arent watching , an economist says
Concerns about an AI bubble are growing, and TS Lombard's Dario Perkins warns that investors may be overlooking other risks. Debt among smaller cloud providers, model developers and suppliers could reach $2 trillion by the end of 2027. Perkins does not see this as a systemic risk, but warns that earnings disappointments and canceled orders could ripple through the ecosystem, and that a chip glut could follow over-ordering. Much of the industry's revenue growth still comes from spending within the AI ecosystem rather than from businesses and consumers outside it. He also flags political backlash, noting that ordinary people dislike AI and nearby datacenters, and warns that one high-profile accident could turn AI toxic.
- Yen jumps after JGB auction draws big demand , euro finds relief
The yen rose 0.2% to 158.15 per dollar in Asian trading after a 20-year Japanese government bond auction drew bids of 5.84 times the amount sold, well above the 4.01 times at the previous auction, and the yield fell 6 basis points to 3.71%. A State Street strategist said the record demand suggests sidelined cash is returning and that JGBs are becoming a relative haven from political and fiscal volatility in Europe, particularly France. Anti-government protests in France prompted curfews in several cities, while Italy said it would send 500 troops after two days of unrest, and the euro rallied 0.2% to $1.1234. Elsewhere, bitcoin slipped 0.3% to $81,674.25 and ether edged down 0.2% to $2,393.21.
- Unemployment rate dips to 4 . 7 % - but vacancies hit five - year low
Vacancies fell by 21,000 to 691,000 in the three months to September, the biggest drop since the three months to March and the lowest since July to September 2014 outside the pandemic, while unemployment dipped in the three months to August. Payroll numbers were down 66,000 over the year to September. The ONS said the fall was mainly among smaller firms struggling with higher labour costs, following rises in employer national insurance, the minimum wage and workers' rights. A CBI survey found labour costs and regulations were making it harder to create jobs, and firms urged the Chancellor not to add to their burden in the October 28 Budget. ICAEW's Suren Thiru said the labour market is 'running on idle' and unemployment could climb above 5 per cent, while Shadow Chancellor Andrew Griffith blamed Labour's 'Jobs Tax' and red tape.
- CNBC Daily Open: Tech rebounds in the U.S., but Asia isn’t buying it yet
U.S. tech stocks rebounded as the Nasdaq Composite rose more than 1% on Monday, with Nvidia up 1.4% and Tesla up 3.8%. In Asia, however, tech shares fell on Tuesday, with South Korea's Kospi down over 4% and Japan's Nikkei 225 down 1.6%. Nvidia also unveiled plans to back four German AI startups as part of its nearly $10 billion European investment commitment. Jenny Lee of Granite Asia said Asian companies are reaching IPOs much sooner, often at four to five years old, while Jio Platforms' Indian IPO saw its anchor investor quota oversubscribed more than 30 times, aiming to raise up to 302 billion rupees ($3.2 billion). In Singapore, several agricultural stocks fell after Senior Minister K Shanmugam warned that companies would not escape responsibility for possible roles in the haze, noting seven firms had been questioned by the Singapore Exchange.
- NiSource (NI) Stock Looks Overvalued Against Its Dividend Outlook
NiSource has nearly doubled shareholders' money over the past five years, delivering a 97.6% total return, which raises the question of whether dividends can justify the current share price. The article highlights a new 20-year energy agreement with Microsoft, including customer-funded grid upgrades and long-term electric service for data centers, which may affect future capital needs and cash-flow visibility. Using a Dividend Discount Model with inputs of about $1.35 dividend per share, roughly 9.07% return on equity, a payout ratio slightly above 61%, and implied dividend growth of about 3.5%, the estimated intrinsic value sits meaningfully below the current share price of $41.95. The model still does not bridge that gap, suggesting income investors are paying a premium for a relatively steady payout with modest assumed growth.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.