Data from Bangladesh Bank shows nine foreign commercial banks held Tk 87,378 crore in deposits as of June 2026, with current and savings accounts making up 37.5% and fixed deposits just 14%. This low-cost funding, combined with lending mainly to large, well-rated corporations and multinationals, has helped them keep healthy profit margins. However, their net profit fell by Tk 1,417 crore from Tk 3,738 crore in July–December 2025. Their non-performing loan ratio rose to 6.5% in June 2026 from 5.9% in December 2025, though it remains well below the industry average. Loans of Tk 48,700 crore remain concentrated in industry and trade, and their capital adequacy ratio stood at 41.21%.
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