HDBank is rolling out a VND 10,000 billion credit package from October 20, 2026 until November 30, 2026 or until the quota is reached, in line with government and State Bank of Vietnam policy to cut lending rates. Rates are 1.5% per year lower than the current preferential SME rate, offered to existing and new eligible customers in sectors such as exports, agriculture, high technology and supporting industries. Loans are disbursed in VND for working capital with a maximum tenor of 3 months, at 8% per year for up to 2 months and 8.7% per year for over 2 to 3 months, and borrowers must have a credit rating of A or higher. The funds cannot be used for real estate, securities or financial business, or to deposit money or buy certificates of deposit or bonds at other credit institutions.
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Original headline: HDBank triển khai gói tín dụng 10.000 tỷ đồng, giảm lãi suất 1,5%/năm hỗ trợ doanh nghiệp
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Related tickers and likely impact
HDB
• NeutralHDBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 148,356 bn VND |
| P/E | 7.8 |
| P/B | 1.73 |
| Close on 10/19/2026 | 22.75 |
| Change that session | -0.22% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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