The author predicts XRP will fall further and trade below $1 within the next 12 months. Banks can use XRP as a bridge currency to send money across borders on the XRP Ledger, with near-instant settlement and minimal costs. Yet the token is down 64% from its record high of $3.65 per token, and Ripple has launched Ripple USD, a U.S. dollar-denominated stablecoin, since late 2024, reducing XRP's central role. The author argues XRP's rallies were mostly driven by speculators, so each surge was followed by a sharp crash, such as the 2018 rise above $3 that was followed by a loss of over 95% of value and a bottom near $0.14 in 2020.
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Keywords
cryptoXRPstablecoinscross-border payments
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Related tickers and likely impact
XRP/USDT
• NeutralXRP
Relevance: low
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $82.0B |
| Close on 10/27/2026 | 1.33130 |
| Change that session | +1.69% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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