Ripple has received final approval from the US Office of the Comptroller of the Currency (OCC) for Ripple National Trust Bank (RNTB), completing a chartering process that began with conditional approval in December 2025. The trust bank can manage reserves backing the RLUSD stablecoin, act as collateral trustee for RLUSD holders and provide digital asset custody, while RLUSD will continue to be issued by Standard Custody & Trust Company. Ripple CEO Brad Garlinghouse said crypto and banks work better together. Circle secured final OCC approval in July, while Coinbase, Crypto.com and Bridge remain at the conditional approval stage. According to the OCC, most national trust banks do not accept deposits or make loans and do not carry FDIC insurance.
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XRPcryptostablecoinsregulationUS
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Related tickers and likely impact
XRP/USDT
▲ Likely positiveXRP
Relevance: medium
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $82.0B |
| Close on 10/26/2026 | 1.30920 |
| Change that session | +1.00% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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