According to The Kobeissi Letter's estimate, AI-related stocks make up about 48% of the S&P 500, so a near-retiree with $720,000 in an S&P 500 index fund could have roughly $345,600 tied to AI. A CNBC survey found 52% of voters favor pausing advanced AI development until Congress establishes safety regulations. Major tech firms are spending heavily on AI infrastructure, with Amazon expecting about $220 billion and Microsoft roughly $170 billion in 2026 capital spending. The House passed the Ratepayer Protection Act 417-3, but it stalled in the Senate on a 57-43 vote, short of the 60 needed, as Democrats sought stronger rules. The article notes that 401(k) withdrawals are taxed as ordinary income and that high income can raise Medicare premiums above the $218,000 joint threshold, and it suggests rebalancing inside the plan, where trades are not taxed.
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