A 100 million VND deposit at Agribank on November 5 could earn from a few hundred thousand VND to over 13 million VND, depending on term and channel. Counter deposits pay 2.6%/year for 1–2 months and up to 5.5%/year for 24 months, yielding about 5.4 million VND over 12 months and about 11 million VND over 24 months. Online deposits pay higher rates at many terms, up to 4.75%/year for under 6 months and 6.8%/year for 9 months or more. Estimated online interest is about 3.3 million VND for 6 months, 6.8 million VND for 12 months and 13.6 million VND for 24 months, about 2.6 million VND more than the counter for 24 months. These figures assume simple interest paid at maturity and may change, so customers should check actual rates when opening an account.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Ngày 5/11, gửi 100 triệu tại Agribank nhận được bao nhiêu tiền lãi?
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savings accountsinterest ratesbanksAgribank
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Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 11/04/2026 | 1,733.02 |
| Change that session | +1.97% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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Agribank, the bank with the largest customer deposit base in the system, has just cut counter deposit rates for terms of 6 months or longer, bringing the highest rate down to 5.5% a year, a reduction of 0.5 percentage points. Specifically, the 6–11 month term fell from 4% to 3.5% a year, the 12–18 month term from 5.9% to 5.4% a year, and the 24-month term from 6% to 5.5% a year. Terms under 6 months, such as 1–2 months (2.6% a year) and 3–5 months (2.9% a year), were kept unchanged. The move follows the State Bank of Vietnam's request that credit institutions cut listed deposit rates for terms of 6 months or more by at least 0.5 percentage points and support lower lending rates. According to the Q2 2026 report, Agribank's customer deposits reached nearly VND 2.268 quadrillion, up 5% from the end of last year. Many other banks have also cut deposit rates, commonly by 0.5 percentage points and some by up to 0.7 percentage points.
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Online deposit rates on Nov 5 differed markedly across 35 banks, especially for terms of six months or longer. VPBank led the 18-month term at 7.4% per year, while MBV, Sacombank and VCBNeo each offered 7% per year. For the 12-month term, MBV, PGBank, Sacombank, VCBNeo and VIB all listed 7% per year. At the lower end, SCB offered 0.6% per year for 18 months, a 6.8 percentage-point gap from VPBank. The article also notes that rates offered directly by bank staff can reach 8–9% per year under certain conditions and reminds customers to check the conditions before depositing.
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Online deposit rates on November 5 varied widely across 35 banks, especially for terms of 6 months and longer. VPBank led the 18-month term at 7.4% a year, while five banks (MBV, PGBank, Sacombank, VCBNeo and VIB) listed 7% a year for 12 months. At the bottom, SCB offered just 0.6% a year for 18 months, 6.8 percentage points below VPBank. The article advises depositors to check the actual conditions at each bank and compare the same term and deposit method, noting that some bank staff may offer rates of 8–9% a year under certain conditions.
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