Online deposit rates on Nov 5 differed markedly across 35 banks, especially for terms of six months or longer. VPBank led the 18-month term at 7.4% per year, while MBV, Sacombank and VCBNeo each offered 7% per year. For the 12-month term, MBV, PGBank, Sacombank, VCBNeo and VIB all listed 7% per year. At the lower end, SCB offered 0.6% per year for 18 months, a 6.8 percentage-point gap from VPBank. The article also notes that rates offered directly by bank staff can reach 8–9% per year under certain conditions and reminds customers to check the conditions before depositing.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Lãi suất tiết kiệm ngày 5/11 tại Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...
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Related tickers and likely impact
BID
• NeutralBIDV
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 246,570 bn VND |
| P/E | 7.1 |
| P/B | 1.25 |
| Close on 11/04/2026 | 32.45 |
| Change that session | +2.37% |
CTG
• NeutralVietinBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 233,397 bn VND |
| P/E | 5.5 |
| P/B | 1.13 |
| Close on 11/04/2026 | 31.05 |
| Change that session | +3.33% |
HDB
• NeutralHDBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 141,850 bn VND |
| P/E | 7.3 |
| P/B | 1.58 |
| Close on 11/04/2026 | 22.20 |
| Change that session | +1.83% |
MBB
• NeutralMBBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 190,299 bn VND |
| P/E | 5.8 |
| P/B | 1.21 |
| Close on 11/04/2026 | 19.25 |
| Change that session | +1.85% |
STB
• NeutralSaigon Treasure Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 125,555 bn VND |
| P/E | 82.3 |
| P/B | 1.96 |
| Close on 11/04/2026 | 67.70 |
| Change that session | +1.65% |
TCB
• NeutralTechcombank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 227,468 bn VND |
| P/E | 7.9 |
| P/B | 1.22 |
| Close on 11/04/2026 | 21.85 |
| Change that session | +2.10% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- Deposit rates on November 5 at Vietcombank, BIDV, VietinBank, Agribank, MB, VPBank, Techcombank, Sacombank, HDBank,...
Online deposit rates on November 5 varied widely across 35 banks, especially for terms of 6 months and longer. VPBank led the 18-month term at 7.4% a year, while five banks (MBV, PGBank, Sacombank, VCBNeo and VIB) listed 7% a year for 12 months. At the bottom, SCB offered just 0.6% a year for 18 months, 6.8 percentage points below VPBank. The article advises depositors to check the actual conditions at each bank and compare the same term and deposit method, noting that some bank staff may offer rates of 8–9% a year under certain conditions.
- All 46/46 Banks Cut Deposit Rates as Lending Rate Cuts Spread Widely
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- Savings Interest Rates on Nov 4 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...
A survey on Nov 4 shows online deposit rates vary clearly across terms, with the highest at 7.4% per year. For 12-month terms, five banks (MBV, PGBank, Sacombank, VCBNeo and VIB) all list 7% per year, while state-owned banks are at 6.8% per year. VPBank leads the 18-month term at 7.4% per year, and VCBNeo is highest for 6 months at 7% per year. Three-month rates mostly sit around 4.5–4.75% per year, while some bank staff may offer up to 8–9% per year under certain conditions, which is not a standard published rate. The article advises depositors to confirm the actual rate, term, minimum amount and conditions before depositing.
- How much interest does a VND 200 million 12-month deposit earn on November 3 at MB, VPBank, Techcombank, Sacombank, SHB, HDBank and ACB?
Based on posted counter and online rates on November 3, a VND 200 million 12-month deposit at the seven banks compared would earn roughly VND 9.6 million to 13.6 million in interest. Over the counter, VPBank offers the highest rate at 6.4% a year, or VND 12.8 million, while ACB is lowest at 4.8%, or VND 9.6 million. Online, Sacombank leads at 6.8% a year (VND 13.6 million), followed by VPBank at 6.7% (VND 13.4 million). The article notes that bank staff may offer rates of up to 8–9% a year under certain conditions, which are not standard rates for all customers, so depositors should confirm the actual rate, term and conditions and compare products with the same term and deposit method.
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According to the online savings rate table listed on 31 October 2026, rates vary widely across banks and terms. VPBank offers the highest rate in the table at 7.4% per year for 18 months, while many banks list 7% per year for terms from 6 to 12 months. The 12-month leaders, MBV, PGBank, Sacombank, VCBNeo and VIB, all list 7% per year. Most 3-month rates cluster around 4.75% per year, while SCB lists the lowest at 0.1% per year. The article notes that rates quoted by bank staff in direct contact can reach 8–9% per year under certain conditions and do not apply to all customers, and it advises depositors to confirm the actual rate, term, minimum deposit and conditions before deciding.
- Interest rates on October 30 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...
A survey of online deposit rates at 35 banks as of 30/10/2026 shows wide gaps between banks and terms. Most banks list 4.75% per year for 3-month deposits, while GPBank is at 3.7% per year and SeABank at 3.95%. For 12-month terms, MBV, PGBank, Sacombank, VCBNeo and VIB each list 7% per year, and VPBank leads the 18-month term at 7.4% per year. Notably, longer terms do not always pay more: Techcombank falls from 6.25% per year at 12 months to 5.35% at 18 months, and VIB from 7% to 5.9%. The rates shown are published online rates for individual customers and may vary by deposit amount and method.
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