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Related tickers and likely impact
XRP/USDT
• NeutralXRP
Relevance: low
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $79.4B |
| Close on 11/01/2026 | 1.25070 |
| Change that session | -0.10% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- Will AI Provide a Boost for XRP? The XRP Blockchain Ledger Just Hit 14 Million in AI Agent Transactions.
AI agents are already sending payments on the XRP Ledger (XRPL), with 14.6 million agent payments as of Oct. 27 worth just $33,506 in total. The Heurist Inference Router accounted for 10.4 million of them (71%), billed in Ripple's RLUSD stablecoin. RippleX engineering lead J. Ayo Akinyele targets 100 million agent payments with no timeframe and claims about 25% of ledger transactions are made by agents, a figure the article says cannot be verified. The article notes XRPL's market share is small compared with other chains (195.2 million payments worth $42.2 million), that agent payments need XRP only for negligible fees, and that the 146 XRP burned (about $193) is trivial against an $83.3 billion market cap, so XRP's price would need agent activity that requires holding or burning XRP itself to move higher.
- XRP 'At The Heart' Of Everything Ripple Does: Garlinghouse
Ripple's Brad Garlinghouse said XRP is at the heart of everything Ripple does, even as institutional demand has so far centered on its stablecoin RLUSD. He noted that about half of RLUSD is issued on the XRP Ledger, which adds liquidity and activity to the XRP ecosystem. He described RLUSD as an entry point for treasurers and executives exploring these technologies, while XRP remains a bridge asset between different currency pairs. He argued that since the US dollar makes up 90 plus percent of all stablecoins, a dollar-only stablecoin does not solve bridging across different corridors.
- Prediction: XRP Will Be Worth $250 Billion by 2030
The author predicts XRP will reach $4 by 2030, tripling from its current $1.30 and lifting its market cap from $83 billion to $250 billion. That would be a new all-time high, above XRP's previous peaks of $3.84 in 2018 and $3.65 in 2025. The author argues triple-digit growth targets for cryptocurrencies are unrealistic, citing JPMorgan's forecasts of 10% annualized growth for Bitcoin in its base case and 17% in its best case, and expects XRP to grow about 30% annually. The article also notes that stablecoins pegged 1:1 to the U.S. dollar are taking over part of XRP's cross-border payment role, and recent Ripple announcements, including final OCC approval for a national trust bank, highlight Ripple USD rather than XRP.
- Moody's Rates Ripple's $2.6B RLUSD Stablecoin A2, a Day After OCC Bank Approval
Moody's assigned A2 long-term and P-1 short-term deposit ratings to Ripple USD (RLUSD), the dollar-backed stablecoin issued by Ripple subsidiary Standard Custody & Trust Company, citing reserves held mainly in short-term U.S. government assets and cash, with a 103% coverage target. Moody's noted that Standard Custody is not bankruptcy-remote and RLUSD holders have no direct ownership interest in the reserves, although the GENIUS Act, due to take effect in 2027, will exclude required reserves from an issuer's bankruptcy estate. The rating was requested by the issuer and came a day after final OCC approval for Ripple National Trust Bank, which will manage the reserves. Launched in 2024 with a market capitalization of about $2.6 billion, RLUSD is still a small share of a stablecoin market worth some $300 billion, and Ripple is pitching it to institutions.
- XRP Ledger developers propose creating wallets with zero XRP for stablecoin payments
XRP Ledger developers are testing a SponsoredAccountCreate transaction, submitted Oct. 15, that lets an existing account create a new account and cover its reserve, so new wallets can hold zero XRP. Each account currently must lock a minimum of 1 XRP, so a company creating 100,000 accounts would need 100,000 XRP; under the proposal, the sponsor would pay this reserve without controlling users' private keys and could also cover transaction fees. The change would support Ripple's embedded wallets built with Stripe-owned Privy for XRP and RLUSD payments, including AI-agent payments, which currently need XRP funding to become active. The code remains under review with two unresolved automated findings and depends on a sponsorship amendment that had secured 11 of the 29 validator votes required as of Oct. 19.
- Prediction: XRP (Ripple) Will be Worth This Much in 12 Months
The author predicts XRP will fall further and trade below $1 within the next 12 months. Banks can use XRP as a bridge currency to send money across borders on the XRP Ledger, with near-instant settlement and minimal costs. Yet the token is down 64% from its record high of $3.65 per token, and Ripple has launched Ripple USD, a U.S. dollar-denominated stablecoin, since late 2024, reducing XRP's central role. The author argues XRP's rallies were mostly driven by speculators, so each surge was followed by a sharp crash, such as the 2018 rise above $3 that was followed by a loss of over 95% of value and a bottom near $0.14 in 2020.
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