Agricultural businesses still struggle to obtain medium- and long-term financing for raw material development and deeper processing, despite banks expanding preferential lending programmes. Experts say agriculture accounts for only around 11 per cent of total outstanding bank credit, with a lack of collateral a major obstacle. The State Bank of Vietnam reported total outstanding credit of VNĐ20.75 quadrillion (US$802 billion) as of September 30, up 11.59 per cent from end-2025, with agriculture and rural development at about 22 per cent of the total. The agriculture credit support programme has been expanded from an initial VNĐ15 trillion to VNĐ185 trillion, with cumulative disbursements of nearly VNĐ238.12 trillion by the end of August. Businesses mostly rely on short-term loans tied to export orders, which do not meet long-term investment needs, while fluctuating interest rates raise costs and make planning less predictable.
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creditagricultureVietnamState Bank of Vietnam
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Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/19/2026 | 1,689.84 |
| Change that session | -0.94% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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