News · CafeF

Beyond a standout card: how ACB is winning over priority customers

The article says the ACB Privilege Visa Signature card, whose “Thời khắc lưu danh” design drew attention in online card communities, comes with benefits including a 0.9% foreign currency conversion fee for international spending, access to more than 1,200 airport lounges, and ACB Rewards points focused on dining, flights, hotels and travel. ACB also promotes its certificate of deposit (CCTG) as a way to hold idle cash, which can be bought and sold back on ACB ONE, with e-contracts and a chosen holding period, and which was honored as an outstanding creative product at the Vietnam Outstanding Banking Awards 2026. Through its Welcome Elite programme, ACB invites affluent customers, from residents of premium urban areas to successful entrepreneurs, to experience ACB Privilege Banking first-hand.

Summary written by Upside AI from the original article. Read the source for full details.

Original headline: Không chỉ có chiếc thẻ “gây sốt”, ACB đang làm gì để chinh phục khách hàng ưu tiên?

Read the original on CafeF ↗

Related tickers and likely impact

ACB

• Neutral

Asia Commercial Bank

Relevance: low

MarketVietnam stocks
ExchangeHOSE
SectorBanks
Market cap119,571 bn VND
P/E7.6
P/B1.20
Close on 10/13/202620.45
Change that session0.00%
ACB price, forecasts and signals →

Impact is scored by AI from the headline and may be wrong. It is not investment advice.

Related news

  • Market Pulse 20/10: Heavy Pressure from Financial - Banking StocksVietstock·▼ VNINDEX▼ ACB▼ BID▼ CTGVNINDEXbanksVietnam
  • Bank Staff Push Last-Minute Deposits Ahead of Interest Rate Cuts

    Following a State Bank of Vietnam directive to lower deposit rates, staff at many banks are pushing customers to deposit funds at the last minute before rates fall. The central bank requires banks to cut deposit rates by at least 0.5 percentage point for terms of 6 months and longer, or face tighter credit growth targets. The highest listed rate for 6-12-month terms hit 8% in August, up 2.5 percentage points year on year, while a VnExpress survey found 6-month rates at 8.5-9.2% a year. Since the directive, 15 banks have announced new deposit rate schedules, mostly cutting by 0.5 percentage point to below 7% a year for terms of 6 months and above. Some analysts say rates are near their peak and could ease from early 2027, though a quick reversal is unlikely as credit demand tends to rise toward year-end.

    VnExpress·▲ VNINDEX▲ ACB▲ BID▲ CTGinterest ratessavings accountsbanks
  • Savings Interest Rates Cut Across the Board

    15 private banks, including ACB, TPBank, Sacombank and SeABank, cut listed deposit rates for terms of 6 months and longer by 0.5–0.7 percentage points on October 19, following a State Bank of Vietnam directive issued October 18. Deposits under 6 months remain capped at 4.75% a year, with most banks unchanged and only a few such as LPBank, ACB and SeABank trimming slightly. Most banks now list 12-month rates below 7% a year (excluding VIP and very large deposits), and about 15 are below 6%. The central bank also asked banks to cut lending rates by 1.5–2 percentage points for production, business and priority sectors, warning that non-compliant banks could face reviews of remaining credit quotas, lower quotas next year or higher safety ratios.

    VnExpress·▲ ACB▲ BID▲ CTG▲ HDBinterest ratessavings accountsState Bank of Vietnam
  • Smart Money Flow on 19/10: Heavy Selling at ACB Across the Board

    Foreign investors net sold over 866 billion VND in the 19/10 session, their 12th straight session of net selling, while proprietary trading by securities firms net bought over 281 billion VND on HOSE, their second straight day of buying. Foreign net selling was largest at VCB (nearly 104 billion VND), VHM (over 101 billion), ACB (nearly 93 billion) and VJC (about 72 billion), while foreigners net bought nearly 151 billion VND of FRT. Proprietary trading focused on buying CTG (nearly 230 billion VND) and KBC and VPB (over 133 billion each), but net sold over 220 billion VND of ACB. In aggregate, ACB recorded net selling above 313 billion VND and FRT about 144 billion VND, close to foreigners' 151 billion VND net buying.

    Vietstock·▼ ACBACBforeign investorsproprietary trading
  • Banks begin sharp cuts to deposit rates across many terms on the afternoon of October 19

    The State Bank of Vietnam (SBV) asked credit institutions to cut deposit rates by at least 0.5% a year for terms of 6 months or longer, and lending rates by 1.5-2% a year for production, business and priority sectors, while avoiding competitive rate hikes. LPBank cut deposit rates across all terms from 1 to 36 months, with its online 12-month rate now at 6.7% a year and 48-60 month rates at 5.2%. VietBank lowered online rates by 0.5 percentage points for terms of 6 to 36 months, bringing its 6-8 month rate to 5.4% a year. The central bank warned that banks failing to cut rates may face a review of their remaining credit quotas this year, lower targets next year, or higher safety ratios.

    CafeF·▲ VNINDEX▲ ACB▲ BID▲ CTGinterest ratesState Bank of Vietnamsavings accounts
  • Governor: 'Interest rates on existing loans should also be considered for cuts'

    Governor Phạm Đức Ấn has asked banks to prioritize rate cuts for production and business loans, applied selectively rather than across the board, and to consider applying them to existing loans. The average lending rate rose 0.2 percentage points to 10.7% in August, about 3 points higher than a year earlier, while legacy floating-rate loans for individuals reached 12-14%, and some car loans 16-17%. Banks were told to cut operating costs, share profits and reduce funding costs, including lowering deposit rates for terms of six months or more by at least 0.5%. Several banks, including BIDV, Vietcombank, Agribank and Sacombank, have announced preferential loan packages with rate reductions of up to 2 percentage points.

    VnExpress·▲ VNINDEX▼ ACB▼ BID▼ CTGinterest ratesState Bank of Vietnamcredit

Related markets

Vietnam stocks →

Latest news

  • Meta Earnings: What To Look For From META

    Meta Platforms (NASDAQ:META) will report earnings this Wednesday after the market closes. Last quarter, revenue reached $60.8 billion, up 28% year on year and above analysts' expectations, though revenue guidance for next quarter slightly missed forecasts; daily active users hit 3.6 billion, up 3.4%. The market expects revenue growth of 23.6% this quarter, slowing from 26.2% a year earlier, and analysts have generally reconfirmed their estimates over the past 30 days. Over the last month, consumer internet stocks have gained 1.3% on average, while Meta is down 4.8%.

    Yahoo Finance·• METAMETAearningstech stocks
  • An AI bust could come from places investors arent watching , an economist says

    Concerns about an AI bubble are growing, and TS Lombard's Dario Perkins warns that investors may be overlooking other risks. Debt among smaller cloud providers, model developers and suppliers could reach $2 trillion by the end of 2027. Perkins does not see this as a systemic risk, but warns that earnings disappointments and canceled orders could ripple through the ecosystem, and that a chip glut could follow over-ordering. Much of the industry's revenue growth still comes from spending within the AI ecosystem rather than from businesses and consumers outside it. He also flags political backlash, noting that ordinary people dislike AI and nearby datacenters, and warns that one high-profile accident could turn AI toxic.

    aol.com·▼ NVDA▼ QQQAI investmentartificial intelligenceNVDA
  • Yen jumps after JGB auction draws big demand , euro finds relief

    The yen rose 0.2% to 158.15 per dollar in Asian trading after a 20-year Japanese government bond auction drew bids of 5.84 times the amount sold, well above the 4.01 times at the previous auction, and the yield fell 6 basis points to 3.71%. A State Street strategist said the record demand suggests sidelined cash is returning and that JGBs are becoming a relative haven from political and fiscal volatility in Europe, particularly France. Anti-government protests in France prompted curfews in several cities, while Italy said it would send 500 troops after two days of unrest, and the euro rallied 0.2% to $1.1234. Elsewhere, bitcoin slipped 0.3% to $81,674.25 and ether edged down 0.2% to $2,393.21.

    aol.com·▼ USD/JPY▼ DXY▲ EUR/USDbondsexchange ratesJapan
  • Unemployment rate dips to 4 . 7 % - but vacancies hit five - year low

    Vacancies fell by 21,000 to 691,000 in the three months to September, the biggest drop since the three months to March and the lowest since July to September 2014 outside the pandemic, while unemployment dipped in the three months to August. Payroll numbers were down 66,000 over the year to September. The ONS said the fall was mainly among smaller firms struggling with higher labour costs, following rises in employer national insurance, the minimum wage and workers' rights. A CBI survey found labour costs and regulations were making it harder to create jobs, and firms urged the Chancellor not to add to their burden in the October 28 Budget. ICAEW's Suren Thiru said the labour market is 'running on idle' and unemployment could climb above 5 per cent, while Shadow Chancellor Andrew Griffith blamed Labour's 'Jobs Tax' and red tape.

    dailymail.com·• GBP/USD
  • CNBC Daily Open: Tech rebounds in the U.S., but Asia isn’t buying it yet

    U.S. tech stocks rebounded as the Nasdaq Composite rose more than 1% on Monday, with Nvidia up 1.4% and Tesla up 3.8%. In Asia, however, tech shares fell on Tuesday, with South Korea's Kospi down over 4% and Japan's Nikkei 225 down 1.6%. Nvidia also unveiled plans to back four German AI startups as part of its nearly $10 billion European investment commitment. Jenny Lee of Granite Asia said Asian companies are reaching IPOs much sooner, often at four to five years old, while Jio Platforms' Indian IPO saw its anchor investor quota oversubscribed more than 30 times, aiming to raise up to 302 billion rupees ($3.2 billion). In Singapore, several agricultural stocks fell after Senior Minister K Shanmugam warned that companies would not escape responsibility for possible roles in the haze, noting seven firms had been questioned by the Singapore Exchange.

    CNBC·▲ QQQ▲ SPY▲ NVDA• VNINDEXtech stocksAsiaNVDA
  • NiSource (NI) Stock Looks Overvalued Against Its Dividend Outlook

    NiSource has nearly doubled shareholders' money over the past five years, delivering a 97.6% total return, which raises the question of whether dividends can justify the current share price. The article highlights a new 20-year energy agreement with Microsoft, including customer-funded grid upgrades and long-term electric service for data centers, which may affect future capital needs and cash-flow visibility. Using a Dividend Discount Model with inputs of about $1.35 dividend per share, roughly 9.07% return on equity, a payout ratio slightly above 61%, and implied dividend growth of about 3.5%, the estimated intrinsic value sits meaningfully below the current share price of $41.95. The model still does not bridge that gap, suggesting income investors are paying a premium for a relatively steady payout with modest assumed growth.

    Yahoo Finance·NIdividendselectricity

All news →

Get the briefing on Telegram or Zalo

Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.