The article notes XRP rose from under $0.50 in 2024 to a $3.65 peak in July 2025 before giving back much of those gains, trading at $1.38 as of Oct. 21. Although Ripple was valued at $50 billion after a $750 million share buyback offer in March 2026, XRP is only a bridge currency in one of Ripple's payment products, and fewer than 10 of the over 300 financial institutions using Ripple are reported to use XRP. Spot XRP ETFs launched in November 2025 with about $1.6 billion in AUM, but XRP's price has declined for much of the past year, and the Clarity Act failed to pass the U.S. Senate. With a market cap of about $87 billion, XRP would need to reach about $8.7 trillion to become a 100-bagger, and the author is skeptical of it as a long-term investment, suggesting Ripple could be more interesting if it goes public. The author takes a cautious approach, noting XRP can move quickly both up and down.
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Related tickers and likely impact
XRP/USDT
• NeutralXRP
Relevance: low
| Market | Crypto |
|---|---|
| Exchange | Binance |
| Sector | Layer 1 |
| Market cap | $81.8B |
| Close on 10/23/2026 | 1.29500 |
| Change that session | -1.10% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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