Many real estate loans have shifted from preferential rates of 6.5-9% per year to floating rates of 10-15% per year, pressuring borrowers, and some experts say rates may be near the peak of the current cycle. Ms. Huyền Trang’s Techcombank loan moved from a fixed 7.5% to a floating 12.2%, while Mr. Nguyễn Tú’s MSB land loan rose from 9% to 14.5%. Ms. Ngọc Mai’s BIDV loan at 6.5% will switch to floating in April 2027, expected at around 14%, and on a 1 billion VND loan she already pays over 16 million VND monthly. Surveyed banks show floating rates commonly at 10-12% per year, with VPBank up to 15%. As of Aug 31, 2026, real estate business credit reached 2.59 million billion VND, up 19.59% from the end of 2025.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Lãi thả nổi vay mua nhà lên cao: Làm gì trước khi hết kỳ ưu đãi?
Related tickers and likely impact
VNINDEX
▼ Likely negativeRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/14/2026 | 1,704.87 |
| Change that session | -0.85% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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