The State Bank of Vietnam approved Techcombank's plan to raise its charter capital by up to nearly VND 35,731 billion, to VND 106,593 billion, the largest in the banking system. In Q4 2026, the bank plans to issue about 3.54 billion shares for a 50% dividend and 29.98 million shares under an employee stock ownership plan, while its capital adequacy ratio (CAR) currently stands at 15% against an 8% minimum. Under Circular 50/2026, effective December 1, 2026, the loan-to-deposit ratio (LDR) cap could rise from 85% to 95% for banks that register for early application. VDSC forecasts Q3 2026 pre-tax profit at VND 9,548 billion, up 16% year on year, and nine-month pre-tax profit at VND 28,088 billion, up 20%, or 75% of the annual plan.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Techcombank tăng vốn "khủng": Mở rộng dư địa tăng trưởng
Related tickers and likely impact
TCB
▲ Likely positiveTechcombank
Relevance: medium
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 235,263 bn VND |
| P/E | 8.7 |
| P/B | 1.31 |
| Close on 10/14/2026 | 33.00 |
| Change that session | +0.15% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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Techcombank's Board has issued a resolution to issue over 3.54 billion shares as a 50% stock dividend, where every 100 shares receive 50 new shares. The final record date is October 30, 2026, funded by undistributed retained earnings in the audited 2025 financial statements. Shareholders approved the plan with about 69.94% of votes in favor, and the State Bank of Vietnam approved a charter capital increase of up to VND 35,730.97 billion, including ESOP shares. After the dividend, the bank will offer nearly 29.97 million shares to employees at VND 10,000 each, with a one-year transfer restriction; completing both steps would bring charter capital to about VND 106,593 billion. In the first half of 2026, pre-tax profit reached VND 18,540 billion, up 22.5% year on year.
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