Eighteen banks reported a combined pre-tax profit of nearly 141,600 billion VND for the first nine months of 2026. NCB posted about 1,574 billion VND, up 141%, and its third-quarter pre-tax profit rose 346% year on year to over 847 billion VND. VIB's nine-month pre-tax profit was nearly 7,600 billion VND, up 8% and equal to 65% of its full-year plan, with its non-performing loan ratio at 2.29%. TPBank reported 7,464 billion VND, up 23.4% and equal to 72% of its annual plan, while BVBank earned 825 billion VND, up 90%, reaching about 118% of its 700 billion VND full-year target.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Cập nhật lợi nhuận 18 ngân hàng đến sáng 29/10: Thêm VIB và TPBank công bố, xuất hiện nhà băng lãi gấp 4,5 lần cùng kỳ
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Related tickers and likely impact
VNINDEX
▲ Likely positiveRelevance: medium
| Market | Vietnam stocks |
|---|---|
| Close on 10/28/2026 | 1,766.65 |
| Change that session | +0.27% |
TPB
• NeutralTien Phong Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 40,515 bn VND |
| P/E | 5.3 |
| P/B | 0.91 |
| Close on 10/28/2026 | 13.00 |
| Change that session | +2.36% |
VIB
• NeutralVIBBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 52,556 bn VND |
| P/E | 7.1 |
| P/B | 1.10 |
| Close on 10/28/2026 | 14.15 |
| Change that session | +0.35% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- TPBank Pre-Tax Profit Nears VND 7,500 Billion After Nine Months
TPBank (HOSE: TPB) reported nine-month profit of VND 7,464 billion, up 23.4% year on year, as consolidated total assets rose 17.9% from end-2025 to close to VND 600,000 billion at September 30, 2026. Outstanding credit, including corporate bonds, exceeded VND 345,000 billion, up 10.5% from the start of the year and reaching 96% of the annual plan, while total funding topped VND 529,000 billion, up 18.8% from end-2025. Net service income reached VND 3,559 billion, up 21.3%, and ROE was 16.63%, up 0.18 percentage points. The consolidated NPL ratio under Circular 31 fell to 1.52%, down 0.30 percentage points from a year earlier.
- A group of shareholders holds over 8.6% of VIB's capital
Beston JSC spun off a company and transferred 85.73 million VIB shares to Bellmont JSC on 22/10/2026, reducing Beston's stake from 4.641% to 2.336% of capital. Bellmont, which held no VIB shares before, now owns 2.295%, and with related parties the Beston and Bellmont groups hold 236.86 million and 235.34 million shares. Including four related individuals, among them chairwoman Nguyen Thuy Nga, who is CEO and chairwoman of both firms, the group holds over 322.59 million shares, about 8.64% of VIB. VIB reported pre-tax profit of nearly 7,600 billion VND in the first nine months of 2026, up 8%.
- VIB's pre-tax profit nears 7,600 billion dong in nine months
VIB's pre-tax profit reached nearly 7,600 billion dong in the first nine months, up 8% year on year, as operating income rose 18% and operating expenses fell 2%. Total operating income exceeded 17,300 billion dong, with net interest income at 13,180 billion dong. The bank set aside more than 4,300 billion dong for credit risk provisions, with ROE at 16.2% and the bad debt ratio at 2.29%. As of 30 September, total assets were nearly 600,000 billion dong and outstanding loans topped 411,000 billion dong, both up 8% from the start of the year. The bank also cut deposit rates by up to 0.5% a year and rolled out preferential loan packages, including a 15,000 billion dong corporate credit program.
- VIB posts nearly VND 7,600 billion in 9-month profit, continues to improve operating efficiency
VIB reported nine-month 2026 profit before tax of nearly VND 7,600 billion, up 8% year on year, with total operating income of over VND 17,300 billion, up 18%, while operating expenses fell 2% to over VND 5,300 billion. By the end of September, total assets reached nearly VND 600 trillion, up 8% from the start of the year; outstanding credit rose 8% to over VND 411 trillion and customer deposits rose 9% to over VND 322 trillion. The bank set aside over VND 4,300 billion in credit risk provisions, kept its NPL ratio at 2.29%, and reported an ROE of 16.2%. On 5 October, VIB completed a 3-year syndicated loan worth USD 285 million from nine financial institutions, at a cost of capital about 30 basis points lower than its previous syndicated loan.
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- TPBank cuts deposit rate by 0.5 percentage points immediately, creating room to lower lending rates
At a meeting with the State Bank of Vietnam (SBV) on the morning of October 19, TPBank CEO Nguyễn Hưng said the bank is ready to cut its deposit rate by 0.5 percentage points immediately and called for synchronized adjustments across the market to create room for lower lending rates. Rising deposit rates have raised banks' funding costs and pressured net interest margins, while high lending rates increase borrowers' financing costs, cash flow pressure and repayment risk. Under SBV Official Dispatch No. 9608/NHNN-CSTT, credit institutions must cut listed deposit rates by at least 0.5 percentage points per year for terms of 6 months or longer and reduce lending rates for production, business and priority sectors by 1.5–2 percentage points per year. Hưng also praised the SBV for maintaining system liquidity and stable interbank rates, and urged stronger oversight to ensure the cuts are substantive, synchronized and free of unhealthy competition.
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