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HSBC Holdings : 3 Key Takeaways for Long - Term Investors

In its third-quarter 2026 earnings call on October 27, 2026, HSBC Holdings (HSBC) reported broad-based revenue growth of 5% to $18.7 billion and reiterated its full-year performance guidance. The bank estimates the Basel 3.1 impact at 40 to 50 basis points from January 1, 2027, and maintains its 50% dividend payout target. Organizational simplification savings keep cost growth on track for about 1% in 2026 versus 2025. Asian wealth management drew $38 billion of net new money this quarter, bringing year-to-date flows to more than $95 billion. All four businesses grew deposits, and each delivered annualized return on tangible equity above 17%, excluding notable items.

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