Early-November 2026 rate tables show many banks cut savings deposit rates for at least one term or channel, following State Bank of Vietnam guidance to stabilize interest rate levels. The typical cut is 0.5 percentage points a year, concentrated in terms of 6 months and longer, while rates for terms under 6 months at most banks were kept unchanged due to the 4.75% per year ceiling. NCB cut more sharply by 0.6 percentage points and brought its highest rate down to 6.2% a year, while BAC A BANK's highest rate is 6.6% a year for 12 months. After the adjustments, the highest listed rate is 6.6% a year for 1–6 month terms and 7% a year for terms of 12 months and above, and most banks list 12-month rates below 7% a year. For certificates of deposit, MB and Techcombank made small cuts on October 30, while VPBank still lists a top rate of 9% a year for certificates from VND 100 million in the 184–389 day range.
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Original headline: Lãi suất đầu tháng 11/2026: Tiền gửi tiết kiệm đồng loạt hạ nhiệt, chứng chỉ tiền gửi điều chỉnh nhẹ
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interest ratessavings accountsState Bank of Vietnambanks
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Related tickers and likely impact
VNINDEX
▲ Likely positiveRelevance: medium
| Market | Vietnam stocks |
|---|---|
| Close on 10/30/2026 | 1,741.62 |
| Change that session | -0.80% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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