SoFi Technologies has started using its own digital dollar, SoFiUSD, to settle transactions across its Mastercard card program, a step that could open growth beyond banking and lending. The Mastercard tie-up lets SoFi test blockchain settlement through an established global network. Its core business is already growing, with third-quarter 2026 revenue of $1.4 billion, up 44%, and membership up 35% to 17.1 million. The article notes that processing more transactions does not automatically mean more profit, so investors should watch for wider usage, measurable savings and profitability. For now, blockchain payments are a potential source of future growth rather than an established earnings driver.
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