The article argues that long-term investors can look past daily headlines, since the broader U.S. stock market has tended to grow over time, using the Vanguard Morningstar Total Stock Market ETF (VTI) as an example. The fund has been available since May 2001 and delivered average annual returns of 9.44% over 25 years and about 12.6% annualized over the past five years, including through the 2008 financial crisis and the dot-com bear market. VTI holds 3,519 stocks across small-, mid- and large-caps, though it has underperformed the S&P 500 and Nasdaq-100 over the past 10 years. The illustrative math shows a one-time $1,000 investment in 2001 growing to about $9,537, while $300 monthly would have reached about $325,555 and $500 monthly $542,592 after 25 years. The author stresses that past returns do not guarantee future results.
Summary written by Upside AI from the original article. Read the source for full details.
Read the original on Yahoo Finance ↗
Keywords
ETFinvestment trustsVanguardS&P 500Nasdaq
Open a keyword to see other news on the same topic.
Related tickers and likely impact
SPY
▲ Likely positiveSPDR S&P 500 ETF
Relevance: low
| Market | US stocks |
|---|---|
| Sector | ETF |
| Close on 10/23/2026 | 759.85 |
| Change that session | -0.54% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- What If You’d Bought Vanguard’s Growth ETF at the Worst Possible Moment?
A $10,000 investment in VUG on Oct 31, 2007, which fell 51% at its low, is now worth $100,122, or about 13% a year, versus $71,189 in SPY. The Nov 19, 2021 peak fell 36% and took 795 days to recover; it is now worth $17,350 against $17,742 in SPY, the only tested entry point where VUG still trails the S&P 500. A 23% drop in early 2025 during the tariff sell-off recovered in 125 days, leaving the holding roughly even with SPY at $12,959 versus $12,944. The predecessor Vanguard Growth Index Fund Investor Shares, bought at the Mar 27, 2000 peak, took about 12.5 years to break even after a 56% decline. The article says VUG best suits investors with at least a decade ahead, since its top holdings NVIDIA, Apple and Microsoft make up 36% of the fund.
- VGT Returned 799.70% and VOO Returned 324.46% Over a Decade. Adding VUG Does Not Make It Diversified
The article argues that Vanguard's VOO, VUG and VGT overlap heavily because the same mega-cap tech companies sit near the top of each. Over ten years VGT returned 799.70%, VUG 429% and VOO 324.46%, but the gap reflects one factor, mega-cap tech, held at different concentration levels. VOO has 38.0% of net assets in information technology and VUG 65.9% in technology, while VGT tracks a technology-only index. In the past week VOO fell 1.4%, VUG 3% and VGT 5%, showing that the most concentrated fund dropped the most. The author advises checking each fund's top ten holdings and converting fund weights into portfolio weights to measure real exposure.
- 3 ETFs That Can Weather Stock Market Volatility
The article argues that for many investors, the best approach to a bear market is to buy low-cost index funds tracking the total U.S. stock market and hold through short-term declines. It highlights three ETFs, each with a 0.03% expense ratio: the Vanguard S&P 500 ETF (VOO), the Vanguard Morningstar Total Stock Market ETF (VTI) and the Schwab U.S. Broad Market ETF (SCHB). Since inception, VOO has averaged about 14.9% a year over 16 years, SCHB about 14.3% over nearly 17 years, and VTI about 9.4% over 25 years, including the 2008 financial crisis. Although these funds hold major tech stocks, they are more diversified than the tech-heavy Nasdaq-100, and in the 2022 bear market they performed much better than that index.
- Nvidia, Apple, Alphabet, Microsoft, and Amazon Now Make Up 30.8% of VOO and 49.2% of VUG. Here's a Better Low-Cost Vanguard ETF to Buy Now.
As of Sept. 30, Nvidia, Apple, Alphabet, Microsoft and Amazon made up 30.8% of VOO and 49.2% of VUG. The article argues the Vanguard Morningstar Total Stock Market ETF (VTI), holding 3,519 stocks, offers less concentration, with those five at 27.2% and the top ten at 36%. Because the S&P 500 makes up roughly 80% of the U.S. stock market, VTI's performance has been close to VOO's, with year-to-date returns of 12.5% versus 12.9% and five-year total returns of 73.2% versus 83%. All three ETFs have a 0.03% expense ratio. The author considers VTI a better catch-all option for investors seeking U.S. market exposure with less reliance on mega-cap growth stocks tied to AI.
- The Vanguard ETF Warren Buffett Endorses That Young Investors Should Buy and Hold Forever
- Meet the Vanguard ETF That Has Outperformed the Market Nearly 64% of the Time -- and Will Likely Continue Doing So
The article says the Vanguard Morningstar Growth ETF (VUG) has outperformed the S&P 500 in 14 years since it began trading in January 2004. By comparison, SPIVA data show less than 11% of actively managed funds beat the S&P 500 over five years. VUG's technology weighting is 69.8%, with the Magnificent Seven making up over 56% of the fund. About 84% of its holdings are in the S&P 500, and nine of its top 10 holdings overlap, so the concentration offers an edge but also higher risk. The author attributes this edge to leading companies continuing to grow, and notes that investors already holding an S&P 500 ETF should watch this concentration risk.
Related markets
Latest news
- Good News for Tesla Investors: 3 Key Benchmarks Elon Musk's Company Delivered On in the Third Quarter
Tesla's third-quarter earnings report and call met three benchmarks investors had been watching: automotive gross margin, funding of capital spending, and Robotaxi rollout. Automotive gross margin (excluding regulatory credit sales) recovered to 18.3% from 16.3% in Q2, and global vehicle inventories fell to 11 days from 27 days at the end of Q1, while Musk said demand was exceeding production by a significant margin. CFO Vaibhav Taneja lowered full-year capex guidance to approximately $20 billion, after earlier forecasts had risen above $25 billion, easing concerns about self-funding despite $30 billion in credit lined up. On Robotaxi and Cybercab, AI head Ashok Elluswamy said the bottlenecks are largely technology-driven and that the FSD v15 release could come around Q1 or Q2. The author argues the rollout is in line with management's outlook and that investors have reason to feel more positive.
- Where Will Neurocrine Biosciences Be in 5 Years?
Neurocrine reported Q2 2026 revenue of $959 million, up 39% year over year. Flagship Ingrezza sales rose 15% to $716 million, and management raised its full-year 2026 Ingrezza forecast to between $2.825 billion and $2.875 billion. Crenessity sales reached $184 million, up 247%, while Vykat XR, acquired from Soleno Therapeutics for about $2.9 billion, generated about $94 million in Q2; together the two drugs already run at more than $1 billion annualized. Late-stage trials for depression and schizophrenia candidates are expected to produce results in 2027. The author expects revenue above $6 billion by 2031, but says the stock's path will depend on newer drugs and how much investors are willing to pay for earnings.
- Is Spotify Technology SA a Buy After Its Latest Earnings Report?
Spotify reported quarterly revenue of nearly 5 billion euros ($5.6 billion), up 16% year over year, with premium revenue rising 17% to nearly 4.5 billion euros. Monthly active users grew 11% to 788 million and premium subscribers rose 9% to 306 million. Attributable net income fell to 518 million euros ($580 million) from 899 million euros a year earlier, though the article notes the prior-year result was boosted by large finance income and a 72 million euro ($81 million) tax benefit. Operating income reached 672 million euros ($753 million), above guidance, gross margin hit a record 33%, and free cash flow was 735 million euros ($823 million). For the fourth quarter, management guided to revenue of about 5.2 billion euros ($5.8 billion) and operating income of 820 million euros ($919 million), while the author views the high valuation (forward P/E near 52) as justified by the company's strengthening position.
- RBI does not target any price or level for rupee , says Governor Sanjay Malhotra
RBI Governor Sanjay Malhotra, speaking at the NDTV World Summit 2026 in New Delhi, said the central bank does not target any price or level for the rupee but will curb speculation and excessive volatility to keep forex markets orderly. He said geopolitical tensions, supply chain disruptions, the West Asia conflict and trade uncertainty have made central banking more challenging, with global inflation elevated and the IMF projecting global growth of 3.1% this year. Most economies have raised policy rates to fight inflation, except a few, including Japan and Sweden, where inflation remains relatively low. In India, inflation has risen steadily since February, largely due to supply-side pressures, reaching 5.5%, and the RBI has raised its policy repo rate by 25 basis points. Malhotra stressed that price stability is the top goal, alongside financial stability.
- Iran News in Brief – October 25 , 2026
The Iran News in Brief digest reports that PMOI/MEK resistance units held weekly activities in Zahedan on October 23, 2026, displaying placards that rejected both clerical rule and a return of the monarchy. It also reports that Seyed Aqil Hashemi, founder of Kalemeh Network, said in an October 8, 2026 statement that pressure to promote Reza Pahlavi led to a human rights program on executions being blocked, and he named Abdol Fattah Khedmati. Following remarks by President Masoud Pezeshkian on fuel smuggling, oil and energy expert Hassan Moradi argued that routes used to transport petroleum products also need close surveillance, not just violations at fuel stations. On inflation, the overall rate for September 2026 was 4.24%, compared with 6.28% for the first income decile and 7.52% for the tenth, showing that lower-income households bear a heavier burden.
- The Latest Bond Thriller
This book review traces Robin Wigglesworth's history of the bond market from the Middle Ages to today, covering its innovations toward efficiency and liquidity as well as its crashes. Bonds are conventionally defined as publicly traded debt with a maturity of at least two years, and the US Treasury market underpins world finance while carrying hazards from rising leverage. From Venetian and Dutch bonds to financing canals and railroads in the 19th century, bonds issued by representative governments were associated with stable currencies, lower interest rates and expanded credit. Many figures in the book meet poor ends, while freer credit markets after World War II nurtured eccentric innovators such as Lew Ranieri and Michael Milken.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.