The article compares 24-month savings returns on a 100 million VND deposit at several major Vietnamese banks, based on published rates with interest paid at maturity. At counters, VPBank leads at 6.9% per year (13.8 million VND in interest), followed by MB at 6.5% (13 million VND) and Sacombank at 6.2% (12.4 million VND), while Techcombank is lowest at 4.85% (9.7 million VND). Online, Sacombank offers the highest rate at 7.3% (14.6 million VND), ahead of VPBank at 7.1% (14.2 million VND), while ACB has no 24-month online data. The article notes that actual rates may change over time and depend on agreements with banks.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Ngày 22/10, gửi 100 triệu đồng tại MB, VPBank, Techcombank, Sacombank, SHB, ACB nhận bao nhiêu tiền lãi sau 24 tháng?
Keywords
interest ratessavings accountsbanksVietnam
Open a keyword to see other news on the same topic.
Related tickers and likely impact
ACB
• NeutralAsia Commercial Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 118,410 bn VND |
| P/E | 7.6 |
| P/B | 1.19 |
| Close on 10/21/2026 | 20.40 |
| Change that session | +0.74% |
SHB
• NeutralSaigon-Hanoi Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 52,751 bn VND |
| P/E | 4.3 |
| P/B | 0.70 |
| Close on 10/21/2026 | 10.80 |
| Change that session | +2.37% |
STB
• NeutralSaigon Treasure Bank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 118,957 bn VND |
| P/E | 38.6 |
| P/B | 1.89 |
| Close on 10/21/2026 | 63.10 |
| Change that session | +1.28% |
TCB
• NeutralTechcombank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 243,767 bn VND |
| P/E | 8.5 |
| P/B | 1.30 |
| Close on 10/21/2026 | 34.40 |
| Change that session | +1.33% |
VPB
• NeutralVPBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 240,000 bn VND |
| P/E | 7.7 |
| P/B | 1.28 |
| Close on 10/21/2026 | 24.00 |
| Change that session | 0.00% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- On October 22, how much interest would 100 million VND earn after 24 months at 7 banks?
Based on listed rates for a 24-month term with interest paid at maturity, VPBank offers the highest counter rate at 6.9% per year (VND 13.8 million in interest), followed by MB at 6.5% (VND 13 million) and Sacombank at 6.2% (VND 12.4 million). Techcombank has the lowest counter rate in the compared group at 4.85% per year, or VND 9.7 million. For online deposits, Sacombank leads at 7.3% per year (VND 14.6 million), followed by VPBank at 7.1% (VND 14.2 million), while HDBank pays 5% (VND 10 million) and Techcombank 5.35% (VND 10.7 million); ACB has no 24-month online rate data. The rates are compiled from bank rate schedules, apply to specific products and deposit amounts, and may change over time or by agreement with depositors.
- Interest rates on October 18 at VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank, MB,...
An online survey of deposit rates at 35 banks on October 18 shows Sacombank offering the highest 12-month rate at 7.5% per year, while VPBank leads the 18-month term at 7.9% per year. Agribank, BIDV, Vietcombank and VietinBank all list 6.8% per year for 12 months. At the other end, SCB offers the lowest rates in the list, at 3.7% for 12 months and 3.9% for 18 months. The article puts the gap between the highest and lowest 12-month rates at 3.8 percentage points, and between the highest and lowest 18-month rates at 4 percentage points.
- Deposit rates on 16/10 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of online deposit rates at 35 banks on 16/10 shows rates vary clearly by term. VPBank posts the highest 18-month rate at 7.9% per year, while Sacombank leads the 12-month (7.5%) and 6-month (7.2%) terms. For 3-month deposits, most banks list 4.75% per year, while SCB is lowest at 1.9%. Sacombank's 12-month rate is 3.8 percentage points above SCB's 3.7%, the lowest for that term. For the same deposit amount and term, this gap could mean a significant difference in the interest customers earn.
- Households Add About 7,000 Billion VND a Day to Bank Deposits
Household deposits at banks rose a net 210,000 billion VND in August, about 7,000 billion VND a day, reaching over 11.43 million billion VND by month-end, up 10.6% from the start of the year. Inflows have strengthened since the second quarter, as the highest listed deposit rate climbed to 7.6-7.8% a year from late April and many banks offer preferential rates of 8.5-9.5% a year. Bank executives say the wide gap between dong and foreign-currency rates is pushing individuals toward dong, and competition for deposits keeps intensifying. Corporate deposits rose about 157,000 billion VND to over 6.34 million billion VND, and total deposits grew 7.6% year-to-date, still slower than lending at 10.2%, so deposit rates are expected to stay high.
- Interest rates on October 15 at MB, VPBank, Techcombank, Sacombank, HDBank, Agribank, Vietcombank, BIDV, VietinBank,...
A survey of 35 banks on October 15 shows VPBank listing the highest online deposit rate for the 18-month term at 7.9% per year. Sacombank leads the 12-month term at 7.5% and the 6-month term at 7.2%, while the Big4 group of Agribank, BIDV, Vietcombank and VietinBank offers 6.8% for 12 months. At the lower end, SCB lists the lowest rates, at 1.9% for 3 months and 2.9% for 6 months. The article notes that deposit rates vary markedly across banks, especially for longer terms.
- Interest Rates on October 14 at Agribank, Vietcombank, BIDV, VietinBank, VPBank, MB, Techcombank, Sacombank, HDBank,...
A survey of online deposit rates at 35 banks on 14 October 2026 shows VPBank leading the 18-month term at 7.9% per year, while rates for that term range from 3.9% to 7.9% per year. Sacombank posts the highest rates for the 12-month term at 7.5% per year and the 6-month term at 7.2% per year. For the 3-month term, 4.75% per year is offered by several banks including Agribank, BIDV, Vietcombank, VietinBank, Sacombank, OCB, MBV, VPBank and Bac A Bank, while SCB is lowest at 1.9% per year. SCB also has the lowest rates for the 6-month term (2.9% per year) and the 12-month term (3.7% per year). The article notes these are listed rates for individual customers, which may change depending on timing, deposit amount, deposit method and agreements with the bank, so customers should compare rate tables before choosing a term.
Related markets
Latest news
- SpaceX Says It’s on Pace to Bring 200,000 Nvidia Chips Online a Month. Here’s Why Jensen Huang Calls GPU-Backed Loans “the Big Idea”
Nvidia (NVDA) closed at $221.97 on October 21, up 2.54%, a day after SpaceX said on its earnings call it expects to bring about 200,000 Nvidia GB300s online each month for the rest of the year. According to the Financial Times, SpaceX is seeking about $40 billion in loans and investment-grade debt to buy the chips, with Apollo expected to lead; a source told CNBC the deal would likely use the GPUs as collateral, though Bloomberg reports talks are early and could fail. Nvidia is both a supplier and a SpaceX shareholder, with a stake worth about $21 billion at the end of June. The article's main risk is financing: if rental rates fall, collateral value falls too, and Nvidia's free cash flow dropped to $21.40 billion in the July quarter from $48.59 billion the prior quarter.
- a16z Drops Crypto From Its Name, Widens Bets to AI and Frontier Tech
Andreessen Horowitz is renaming its crypto fund “a16z Frontier” and widening its mandate to AI and other long-horizon technologies, according to an email to newsletter subscribers. The firm says it will keep investing in crypto and advocating for sensible crypto regulation. Chris Dixon argues blockchains have faded into the background of products from Wall Street and fintech firms, so companies should be defined by what they do rather than the technology they use. He expects new “native use cases” to emerge, and sees crypto as a way for AI agents to pay each other. The new fund will be led by Dixon with Marc Andreessen, Ben Horowitz, Eddy Lazzarin and Guy Wuollet; the post gives no size for it, and the latest figure on record is the $2.2 billion announced in May.
- Dell Unveiled New AI Servers a Week After Barclays’ Downgrade. Here’s Where the Stock Could Go by 2031
Dell unveiled new AI Factory servers with NVIDIA at GTC Berlin on October 21, one week after Barclays downgraded the stock and cut its target to $574 from $603. Shares closed at $485.88, still below the $572.47 close of October 13. Barclays argues strong revenue mainly reflects memory costs passed on to customers, while CFO David Kennedy says new dense systems can replace 5 or 6 of those existing servers and supply will be tighter in 2027. Traditional servers and networking revenue rose 122% to $10.5 billion in the fiscal second quarter, and the AI server backlog stood at $95 billion as of July 31. TIKR's mid-case scenario puts the stock near $750 by January 31, 2031, about 54% higher, while Dell reports fiscal third-quarter results after the close on November 24.
- Elon Musk invests $1bn in CNN-owner Skydance
Elon Musk reportedly invested $1bn in Skydance, the newly formed company created through Paramount's $110bn takeover of Warner Bros, which owns CNN and CBS News, according to Semafor. Skydance carries net debt of roughly $80bn and is targeting $6bn in cost savings. The article says the investment repays a favour to Larry Ellison, who backed Musk's $1bn Twitter takeover in 2022. While the cash may ease pressure on Skydance's balance sheet, it could also fuel concerns about a right-wing media empire, as unions have accused CBS of editorial interference.
- Winklevoss PAC moves into Texas Senate race with $81K ad buy
Digital Freedom Fund, a super PAC launched in 2025 by Gemini co-founders Cameron and Tyler Winklevoss, spent more than $81,000 on direct mail backing Republican Ken Paxton and opposing Democrat James Talarico in the Texas Senate race. The PAC also spent in Ohio, bringing its support for Republican Jon Husted to about $7 million, and reported raising about $34 million as of Sept. 30. Prediction markets Kalshi and Polymarket heavily favored Democrats retaking the House and Senate in 2027, a result that would significantly affect the chances of passing the Digital Asset Market Clarity Act. Paxton had earlier benefited from $500,000 in ads funded by Fellowship PAC, which went through Nxum Group, co-founded by former Trump crypto adviser Bo Hines, and Nxum reportedly received $6.3 million in a deal with Tether.
- Why HubSpot Stock Rallied Today
HubSpot shares jumped as much as 7% on Thursday amid speculation about software sector M&A. Earlier this week Salesforce agreed to acquire Braze for $5.66 billion at a 58% premium, and the prior week CCC Intelligent Solutions and Varonis Systems agreed to deals at 44% and 52% premiums. Jefferies analyst Samad Samana sees the Braze deal as a possible spark for a takeover of Klaviyo and considers HubSpot an attractive private equity candidate, though he views a direct acquisition as unlikely. The article estimates a HubSpot deal, given its market cap above $13 billion and an average 51% premium, could cost around $20 billion, but stresses this is speculation.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.