VietinBank's website rate table lists 3% per year for terms from 6 to under 12 months, 5.4% for 12 to under 24 months and 5.5% for 24 months or longer, while shorter terms stay unchanged at 2.1% for 1 to under 3 months and 2.4% for 3 to under 6 months. The changes follow the State Bank's request to cut deposit rates for terms of 6 months or longer by at least 0.5 percentage points per year. On October 19, many private banks, including ACB, TPBank, Sacombank and OCB, lowered rates by 0.5 to 0.7 percentage points per year on these terms. Vietcombank and Agribank also cut rates on terms of 6 months or longer by 0.5 percentage points, effective October 20.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Gửi tiền ở VietinBank kỳ hạn 6 tháng trở lên hiện được lãi suất bao nhiêu?
Keywords
interest ratessavings accountsVietinBankState Bank of Vietnam
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Related tickers and likely impact
CTG
• NeutralVietinBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 236,892 bn VND |
| P/E | 5.9 |
| P/B | 1.21 |
| Close on 10/20/2026 | 30.45 |
| Change that session | -0.16% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- A Big4 bank cut deposit rates in the morning, then raised them again in the afternoon
VietinBank cut its deposit rates for terms of 6 months and longer on the morning of Oct. 20, then restored them to pre-adjustment levels by the afternoon. Its afternoon rate board showed 3.5% per year for 6 to under 12 months, 5.9% for 12 to under 24 months and 6% for 24 months and longer, versus 3%, 5.4% and 5.5% in the morning. Rates for terms under 6 months stayed unchanged, including 2.1% for 1 to under 3 months and 2.4% for 3 to under 6 months. The move came as banks followed the State Bank of Vietnam's guidance to cut deposit rates by at least 0.5 percentage points for terms of 6 months and longer, and Vietcombank and Agribank were among those reducing rates.
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On Oct. 21, the State Bank of Vietnam told commercial banks to make real deposit rate cuts across all sales channels, following the Governor's instruction at a meeting on Oct. 19. Banks must cut average deposit rates for new transactions with terms of 6 months or longer by at least 0.5 percentage points per year in the final months of 2026, compared with their average rates from Oct. 11 to 20. The regulator said it will monitor the figures and may take strict action against non-compliant banks, including lowering or assigning lower credit growth targets. About 20 banks have updated their deposit rate tables, mostly cutting 0.5 points for terms from 6 months at both counters and online. Meanwhile, rates on staff-linked promotional programs at branches have not yet shown signs of easing.
- Amid the wave of rate cuts, how are banks attracting deposits?
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- Bank with the largest customer deposits cuts savings interest rates
Agribank, the bank with the largest customer deposit base in the system, has just cut counter deposit rates for terms of 6 months or longer, bringing the highest rate down to 5.5% a year, a reduction of 0.5 percentage points. Specifically, the 6–11 month term fell from 4% to 3.5% a year, the 12–18 month term from 5.9% to 5.4% a year, and the 24-month term from 6% to 5.5% a year. Terms under 6 months, such as 1–2 months (2.6% a year) and 3–5 months (2.9% a year), were kept unchanged. The move follows the State Bank of Vietnam's request that credit institutions cut listed deposit rates for terms of 6 months or more by at least 0.5 percentage points and support lower lending rates. According to the Q2 2026 report, Agribank's customer deposits reached nearly VND 2.268 quadrillion, up 5% from the end of last year. Many other banks have also cut deposit rates, commonly by 0.5 percentage points and some by up to 0.7 percentage points.
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