Credit growth is outpacing deposit mobilisation, prompting Vietnamese banks to expand syndicated loans, bilateral loans and planned international bond issuance to raise medium- and long-term funds. Nguyễn Thanh Tùng, chairman of Vietcombank, said reaching GDP growth of 10% or more would require an investment rate of about 40% of GDP, while domestic savings average only 36.5%. As of end-September 2026, system deposits reached VND 19.5 quadrillion (up 10.7%) and credit reached over VND 20.7 quadrillion (up 11.7%). Infrastructure financing needs for 2026–2030 are estimated at about USD 450 billion, versus roughly USD 3.9 billion mobilised through bonds and equity in 2021–2025. HDBank's USD 721 million syndicated loan, about 60% above its initial USD 450 million target, is one example of banks tapping international funding.
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Original headline: Nhu cầu vốn trong nước ngày càng lớn, ngân hàng Việt tìm trợ lực từ thị trường quốc tế
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VNINDEXbankscreditbondsinfrastructure
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Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/30/2026 | 1,741.62 |
| Change that session | -0.80% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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