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Bank of Italy Scotti Urges Staged Investment in Digital Finance

Bank of Italy Deputy Governor Chiara Scotti urged lenders to build adaptable digital-finance systems and test them in limited stages, since demand and the market's eventual design remain uncertain. She warned that customers may reach financial services through interfaces controlled by platforms, which could make banks less visible. A Boston Consulting Group model estimated that a regional bank pairing digital-asset custody with other services could add $80 million to $100 million in profit, though this was modelled rather than reported earnings. ECB data put tokenized assets on public blockchains at €38 billion in February 2026, up from €7.4 billion in early 2024. The Eurosystem launched Pontes on Sept. 21 to settle wholesale transactions in tokenized assets in central bank money.

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