National Assembly deputy Lê Hoàng Anh (Gia Lai delegation) points to a paradox: capital is available but not flowing into production, with household deposits exceeding 11.2 million billion VND and residents holding about 500 tonnes of gold, roughly 12% of GDP, while corporate bonds total only about 11% of GDP. He argues that the lack of domestic capital channels means capital and decision-making power for many Vietnamese-founded tech firms sit overseas. He proposes lending based on e-invoice, tax and trade data instead of land as collateral, keeping owner capital in Vietnam, and channeling household savings to firms through voluntary pension funds and open-end funds. The 2027 budget estimate puts government borrowing at nearly 1.28 million billion VND, while land revenue has stalled. Deputy Trần Quốc Tuấn (Vĩnh Long delegation) called for flexible coordination of monetary and fiscal policy and separate monitoring of essential goods prices.
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Original headline: Dân giữ 500 tấn vàng, gửi ngân hàng 11,2 triệu tỷ, vốn vẫn không vào sản xuất
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XAU/USD
• NeutralRelevance: low
| Market | Gold |
|---|---|
| Close on 10/29/2026 | 4,021.63 |
| Change that session | -1.13% |
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