Interest rates on October 30 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...

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• What interest rates do MB, VPBank, Techcombank, Sacombank, SHB, HDBank and ACB offer on 24-month deposits under VND 1 billion on October 29?

  Based on published rate tables, VPBank offers the highest counter rate for 24-month deposits under VND 1 billion at 6.9% per year, followed by MB at 6.5%, Sacombank at 6.3% (for VND 500 million to under VND 2 billion), SHB at 5.9%, HDBank and ACB at 4.9%, and Techcombank at 4.85%. For online deposits, Sacombank leads at 7.3% per year for the VND 500 million to under VND 2 billion group, followed by VPBank at 7.1%, MB at 6.5%, SHB at 6.2%, Techcombank at 5.35%, and HDBank at 5%. ACB's online table shows terms only up to 12 months, so no 24-month rate is available for comparison. The gap between the highest and lowest online rates in the table is 2.3 percentage points per year. The article notes that rates may change over time and by bank policy, and that the rate actually applied depends on the agreement between the bank and the depositor.

  CafeF·29/10, 14:17interest ratesbankssavings accounts
• Interest Rates on October 29 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...

  A survey of online deposit rates at 35 banks on October 29, 2026 shows wide gaps between banks and across terms. For the 18-month term, VPBank leads at 7.4% per year, while five banks (MBV, PGBank, Sacombank, VCBNeo and VIB) each list 7% per year for 12 months. SCB has the lowest 12-month rate at 0.6% per year, 6.4 percentage points below the top. For 6 months, PGBank is highest at 6.9% per year, while 4.75% per year is the common 3-month rate, with SCB at only 0.1% per year.

  CafeF·28/10, 23:00• BID• CTG• HDB• MBBinterest ratesbankssavings accounts
• Savings rates fall to near 0% at one bank

  Ngan hang TMCP Sai Gon (SCB) cut its online savings rates for new individual customers to 0.1-0.7% per year from October 26, 2026, well below the system's general level. Deposits of 31, 39 and 45 days and 1 to 5 months earn 0.1% per year, 6 to 11 months 0.5%, 12, 13, 15 and 18 months 0.6%, and 24 and 36 months 0.7%, the highest in the table. For 100 million VND deposited for 12 months at 0.6% per year, interest at maturity is 600,000 VND; for 24 months at 0.7%, estimated interest is 1.4 million VND, assuming the rate holds and no early withdrawal. The move follows an October 21 directive from the State Bank of Vietnam requiring banks to cut average deposit rates by at least 0.5 percentage points per year for new deposits of six months or longer in late 2026. SCB has been under special control since 2022 and has shrunk from nearly 240 transaction points to about 8 across 6 localities.

  CafeF·28/10, 00:25interest ratessavings accountsState Bank of Vietnam
• Interest rates on October 28 at Agribank, Vietcombank, BIDV, VietinBank, MB, VPBank, Techcombank, Sacombank, HDBank,...

  Online deposit rates posted by 35 banks on October 28, 2026 vary widely by bank and term. For 12 months, MBV, PGBank, Sacombank, VCBNeo and VIB all list 7%/year, the highest in the survey, followed by BVBank at 6.9%/year. VPBank leads the 18-month term at 7.4%/year, while PGBank tops the 6-month term at 6.9%/year. SCB's rates are well below other banks, at 0.6%/year for 12 months and 0.1%/year for 3 months, while many banks list 4.75%/year for 3 months. The article notes that actual rates may change and depend on the agreement between each bank and the depositor.

  CafeF·27/10, 18:05• VNINDEXinterest ratesbankssavings accounts
• One bank cuts savings rates to nearly 0%

  Ngân hàng TMCP Sài Gòn (SCB) has cut online savings rates for newly opening individual customers to 0.1%–0.7% per year from October 26, with 12-month deposits at 0.6% and 24-month deposits at 0.7%. For a 100 million dong deposit, the article estimates interest of 600,000 dong over 12 months and about 1.4 million dong over 24 months, assuming the rate holds and there is no early withdrawal. The move follows a State Bank of Vietnam directive on October 21 that banks cut average rates on new deposits of 6 months or longer by at least 0.5 percentage points in late 2026. SCB has been under special control since 2022, typically keeps the lowest deposit rates in the market and rarely changes them, and has shrunk from nearly 240 transaction points to about 8 across 6 localities.

  CafeF·27/10, 17:12• VNINDEXinterest ratessavings accountsbanks
• On October 27, how much interest do MB, VPBank, Techcombank, Sacombank, SHB, HDBank and ACB pay for 12-month deposits under VND 1 billion?

  On October 27, 12-month savings rates at the seven banks surveyed differed between counter and online deposits, with the highest at 6.8% per year for online deposits at Sacombank. At the counter, VPBank listed 6.4% per year for amounts under VND 1 billion, Techcombank 5.75%, SHB and MB both 5.7%, Sacombank 5.4% (under VND 500 million), HDBank 5.2% and ACB 4.8%. Online, Sacombank offered 6.8% (VND 50 million to under VND 500 million), VPBank 6.7%, Techcombank 6.25%, SHB 6.0%, MB 5.8%, HDBank 5.3% and ACB 5.2% (under VND 200 million). The article notes these rates are compiled from published rate tables, may change over time, and the actual rate depends on agreement between the bank and the depositor.

  CafeF·27/10, 04:19interest ratessavings accountsbanks

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• Tightening Resale of Social Housing After 5 Years: What Happens to Buyers' Rights?

  The draft amended Housing Law proposes allowing social housing (NƠXH) to be resold only after 5 years and only to eligible buyers, instead of being transferred under the current market mechanism. Many opinions say a clear transitional mechanism is needed to protect those who bought under the old rules. A resident of the Đại Kim social housing project in Hà Nội said current listings are around 60-65 million VND/m², 4-5 times the original price of over 14 million VND/m², and worried that narrowing buyer eligibility and capping prices would hurt existing owners' rights. Lawyer Hoàng Hà (Ho Chi Minh City Bar Association) said the policy must clarify who can buy resold units, set transparent and objective pricing rules, and adopt transitional provisions based on when the buyer's rights were established. He argued that buyers who signed valid contracts before the new law takes effect should keep resale rights under the old rules, even if they have not held the home for 5 years or do not yet wish to sell.

  CafeF·30/10, 02:24housingreal estateregulation
• VPBankS Plans to Offer VND 6,000 Billion in Bonds

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  CafeF·30/10, 02:22• VPBbondsbrokeragesmargin lending
• What SPS Commerce (SPSC) Said on Its Q3 Earnings Call

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  Yahoo Finance·30/10, 02:14earningssoftwareshare buybacks
• Grab Holdings And 2 Top Penny Stocks To Watch

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  Yahoo Finance·30/10, 02:13artificial intelligenceinterest ratestech stocks
• Thanh Duc Holding raises VND1,200 billion from bond market at 12.5% interest rate

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  CafeF·30/10, 02:03▼ VNINDEXbondsinterest ratesreal estate
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  CafeF·30/10, 01:59▼ SABdividendsearningsconsumer goods