According to its Q3 financial report, total customer deposits at National Citizen Bank (NCB) rose from nearly 128,000 billion VND at the start of the year to over 185,000 billion VND at the end of September, an increase of 65,000 billion VND, higher than the gains at Techcombank, ACB and many other private banks. Outstanding loans grew 55% from the start of the year to 150,660 billion VND, among the fastest growth rates in the system, with contributions from priority projects on the State Bank's list. For the first nine months, pre-tax profit exceeded 1,570 billion VND, up 140%; in Q3 alone, profit was nearly 850 billion VND, about 4.4 times the same period last year. The non-performing loan ratio fell sharply from 8.6% to nearly 4.9% of outstanding loans. The bank also recently raised its charter capital to nearly 29,300 billion VND and is financing major infrastructure projects in Hanoi, Phú Quốc and Ho Chi Minh City.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Một ngân hàng nhỏ hút thêm tiền gửi trong 9 tháng vượt các nhà băng lớn
Read the original on VnExpress ↗
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bankscreditnon-performing loansState Bank of Vietnam
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Related tickers and likely impact
BID
• NeutralBIDV
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 261,737 bn VND |
| P/E | 8.1 |
| P/B | 1.38 |
| Close on 10/28/2026 | 33.65 |
| Change that session | 0.00% |
CTG
• NeutralVietinBank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 238,445 bn VND |
| P/E | 5.9 |
| P/B | 1.22 |
| Close on 10/28/2026 | 30.70 |
| Change that session | +1.15% |
VCB
• NeutralVietcombank
Relevance: low
| Market | Vietnam stocks |
|---|---|
| Exchange | HOSE |
| Sector | Banks |
| Market cap | 480,451 bn VND |
| P/E | 11.5 |
| P/B | 1.96 |
| Close on 10/28/2026 | 57.50 |
| Change that session | +2.50% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
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