MSB has upgraded its flexible secured loan product M-Flex to version 2.0, offering limits of up to VND 25 billion, automatic approval within 4 hours and disbursement within 2 hours, all fully online. Businesses can open guarantees and L/Cs immediately before registering collateral, receive automatic limit renewal after one year, and manage cash flow, transfers and L/Cs on the MSB Business Banking platform. A confectionery manufacturer in Hanoi said it accessed a VND 3 billion credit line to import about 15 tons of raw materials for the Lunar New Year season. MSB is also rolling out a preferential credit program of VND 10,000 billion, with loan rates from 7.5% per year, at least 2% below normal levels.
Summary written by Upside AI from the original article. Read the source for full details.
Original headline: Hỗ trợ doanh nghiệp tối ưu dòng tiền cao điểm cuối năm
Read the original on VnExpress ↗
Keywords
Open a keyword to see other news on the same topic.
Related tickers and likely impact
VNINDEX
• NeutralRelevance: low
| Market | Vietnam stocks |
|---|---|
| Close on 10/21/2026 | 1,738.67 |
| Change that session | +2.76% |
Impact is scored by AI from the headline and may be wrong. It is not investment advice.
Related news
- MSB Rolls Out Coordinated Interest Rate Measures, Offering Preferential Loans From 7.5% per Year
MSB has launched a preferential credit package of up to VND 10,000 billion, with VND loan rates starting from 7.5% per year, at least 2% per year below regular rates. The move follows the State Bank of Vietnam's push for lower lending rates in production, business and priority sectors, and lower deposit rates for terms of six months or longer. MSB has also cut deposit rates by 0.5% per year for those terms. It further upgraded its M-Flex 2.0 financing solution, offering limits of up to VND 25 billion, automated approval within 4 hours and disbursement within 2 hours, subject to conditions.
- MSB Cuts Lending Rates for Individual and Business Customers
MSB will cut its lending rate by at least 2% for business customers through a VND 10,000 billion preferential credit package, with rates starting at 7.5% per year. For individual customers, it is reducing deposit rates by 0.5% for terms of 6 months and longer on its High-Interest Deposit, Partial Withdrawal Deposit and Term Deposit with End-of-Term Interest products. After the adjustment, MSB’s highest 12-month counter savings rate is 6% per year, and 6.3% for online deposits. The moves follow the State Bank of Vietnam’s push to lower interest rates, after its October 19 meeting with banks called for 1.5–2% cuts in lending rates for priority sectors and at least 0.5% cuts in deposit rates for terms of 6 months and longer. MSB also launched MSB Digital Bank and MSB Business Banking to expand digital services.
- MSB Brings EVERGLOW Experience to M-First Female Customers
MSB held the EVERGLOW event at the M-First Lounge in its Head Office transaction branch to thank female Priority customers in the M-First segment on Vietnamese Women's Day, 20/10. The program featured 1:1 health consultations with the Hong Ngoc Medical System, talks by Phạm Thị Thùy Dương, director of the IVF centre, on health care, and by beauty expert Nguyễn Ngọc Nữ on skincare, along with hands-on activities such as a perfume-making workshop. MSB says the event is part of expanding its M-First privilege ecosystem, linking financial services with quality of life. A related health care program with Hong Ngoc runs from 01/10/2026 to 09/09/2027, offering check-up, screening and VIP benefits, with some benefits extended to members' family members.
- From a 35-year legacy to values that keep reaching further: The story behind MSB's mark at Better Choice Awards 2026
MSB was honored in the “Vietnamese Brand Spreading Identity of the Year” category at the Better Choice Awards 2026, as part of its 35th anniversary journey under the theme “Vươn tầm từ di sản”. To bring this heritage into its internal culture, the bank ran three programs: M-Missions, where staff shared more than 4,000 videos and nearly 8,000 avatar changes; M-Legacy, with nearly 200 initiatives, 10 of which were selected; and M-Festival, involving more than 8,000 staff, including a parade of 6,000 people. For the public, the AI Game activities “Tạp chí Di sản”, “Di sản khu tôi sống” and the AI Music Game “Viết tiếp di sản” recorded more than 11,855 participations. The article also presents MSB's “Cùng vươn tầm” commitment to support individual and business customers, though this section is cut off.
- Techcombank cuts lending rates by up to 2%, focusing on production and business activities
Following directives from the Government and the State Bank of Vietnam, Techcombank is cutting lending rates by up to 2% per year, focusing on production and business activities, with a total scale of VND 40,000 billion. The bank is also reducing deposit rates by 0.5% for terms of 6 months or longer, applying to all individual and corporate customers. Its SME and household business support program totals VND 20,000 billion, with VND 10,000 billion rolled out from September 2026 and another VND 10,000 billion added from October 2026, to fund working capital, imports and production expansion. A separate VND 20,000 billion preferential credit program, “Đồng hành cùng doanh nghiệp - Bứt tốc thành công”, targets corporate and financial institution clients in manufacturing, import-export, logistics, energy, infrastructure and agriculture.
- VDSC: New State Bank of Vietnam directive may push some banks over credit growth limits
According to VDSC, State Bank of Vietnam Official Dispatch 9608 asks banks to cut listed deposit rates by at least 0.5 percentage points a year for terms of 6 months or longer, and to cut lending rates by 1.5–2 percentage points a year for production and business sectors. Non-compliant banks could face adjusted credit growth targets for the rest of 2026, lower quotas in 2027, or stricter safety ratios. VDSC estimates SHB, TPBank and Techcombank already exceed their 2026 credit growth limits after counting outright L/C purchases. Although at least 19 banks cut deposit rates on October 19–20, VDSC expects lending cuts to exert short-term pressure on net interest margins (NIM), with the impact varying across banks.
Related markets
Latest news
- Musk's wants to merge SpaceX and Tesla: Here's what to know
Musk said SpaceX and Tesla have formed special committees to study a merger, which would be worth about $3.5 trillion combined and would be the largest corporate deal in history. SpaceX, valued at about $2 trillion after a record listing this year, absorbed Musk's AI startup xAI in February, while Tesla is valued at about $1.5 trillion. Musk holds about 82 percent of SpaceX's voting power but only about 20 percent at Tesla. Dan Ives puts the odds of a deal at 90 percent by early 2027, though Musk called the requirement of a majority of all Tesla shares 'quite a high hurdle'. Loyal retail investors hold an estimated 25 to 27 percent of Tesla shares, and legal obstacles appear slight because both companies moved their incorporation to Texas from Delaware.
- CoreWeave and Nebius Stocks Are Crashing. Time to Buy the Dip?
Shares of Nebius and CoreWeave each fell 25% in the week of October 12 to 16. The sell-off stems from the yield on CoreWeave's debt in the secondary market surging to 15%, versus roughly 5% on Treasuries, which pushes the debt into 'distressed' territory and signals doubts about its ability to meet obligations. Nebius sold off in sympathy as a fellow neocloud company. The bigger concern is that both companies must keep issuing debt to fund data centers, and if yields are high at issuance, the assumption of nearly unlimited cheap capital could be challenged. The author says it is unclear whether now is the time to buy.
- Disney’s multiplatform Super Bowl plan frustrates ABC affiliates
ABC station owners are irritated that Disney is airing the Super Bowl across several platforms, including Disney+, ESPN2, NFL Network and ESPNU, even though the game is already on ABC and ESPN. A station group CEO estimates that the combined platforms could cut broadcast ad revenue by up to 35% compared with last year. Local affiliates typically earn about 3% of annual ad revenue from the Super Bowl and pay network owners reverse retransmission fees, but Disney+ lacks geofenced ad insertion, so affiliates cannot sell ads to streaming viewers. Disney says national commercials will be identical on all platforms and that streaming major live events is standard industry practice. Super Bowl LX drew 125.6 million viewers in February.
- Meta’s deal to keep Zuckerberg in California adds fuel to wealth tax debate ahead of election
Meta says Mark Zuckerberg will remain in California for eight years and has created a new stock plan that could help cover his taxes if Proposition 40, a 5% tax on Californians worth over $1 billion, passes on Election Day on Nov. 3. According to a filing released with its third-quarter earnings, Meta will issue non-voting Class C shares starting in January, and Zuckerberg can sell or transfer up to 20% of the shares granted to him without affecting his majority voting control. The filing says Zuckerberg’s leadership is crucial to the company’s growth and its AI ambitions, including Meta Superintelligence Labs. Most of the tech industry opposes the measure, while a recent Citrin-Politico poll found 46% in favor and 43% against, suggesting it may fall short of the majority support it needs.
- Nasdaq sell-off: A momentum unwind 'for the record books'
Matt Stucky, chief portfolio manager for equities at Northwestern Mutual Wealth Management, calls Thursday’s sell-off in the Nasdaq Composite (^IXIC) a momentum unwind “for the record books.” He says the market spent the first half of 2026 driven by a beta and momentum trade led by semiconductors, but in the third quarter, as rates rose, money shifted into quality stocks. He does not think the sell-off is justified by fundamentals, arguing that institutional portfolio managers swapping out of factor positions can drag down whole baskets of stocks. In semiconductors, spot rental rates for Nvidia Blackwell chips are higher than a month ago, showing tightening compute supply, even as financing costs rise and investors worry about neocloud business models and the rising cost of insuring their bonds.
- Dune launches real-time data feeds covering 200 onchain trading venues
Blockchain analytics platform Dune has launched real-time market data feeds covering more than 200 onchain trading venues, aiming to bring this data into the systems of traditional financial institutions. The feeds draw trade data from 12 blockchains, including Ethereum, Solana and Base, about one second after execution, covering both spot trading on decentralized exchanges and perpetual futures on Hyperliquid and Lighter. Early clients include quant funds, market makers, asset managers and bank trading desks, which use the data to assess liquidity and compare prices, though Dune did not name them. Meanwhile, the tokenized stock market has grown sharply, with distributed value reaching $3.58 billion, but 16 companies, including Microsoft, Alphabet and Goldman Sachs, have objected to their shares being traded on OKXICE’s proposed platform, and liquidity remains fragmented.
Get the briefing on Telegram or Zalo
Join the Upside Telegram channel or Zalo group for the Vietnam stocks and gold briefing at 8:00 and 19:00 (Vietnam time) on trading days, plus a weekly wrap on Saturday morning.